LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,596
−HK$6,182/mo
▼ 0.25% · 3.875%
HK$101,662
−HK$3,116/mo
Today · 4.125%
HK$104,778
baseline
▲ 0.50% · 4.625%
HK$111,154
+HK$6,376/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$209,556/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,837,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,687
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$112,628
−HK$2,985/mo
Today · 4.125%
HK$115,613
baseline
▲ 0.50% · 4.625%
HK$121,707
+HK$6,094/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$231,226/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,837,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,315
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$121,995
−HK$3,739/mo
Today · 4.125%
HK$125,734
baseline
▲ 0.50% · 4.625%
HK$133,385
+HK$7,651/mo
Deposit HK$17.30M · loan HK$25.94M · min. income ≈ HK$251,468/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,624
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$135,154
−HK$3,581/mo
Today · 4.125%
HK$138,735
baseline
▲ 0.50% · 4.625%
HK$146,048
+HK$7,313/mo
Deposit HK$17.30M · loan HK$25.94M · min. income ≈ HK$277,470/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,034
−HK$8,656/mo
▼ 0.25% · 3.875%
HK$142,327
−HK$4,363/mo
Today · 4.125%
HK$146,690
baseline
▲ 0.50% · 4.625%
HK$155,615
+HK$8,925/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$293,380/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,561
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$157,680
−HK$4,178/mo
Today · 4.125%
HK$161,858
baseline
▲ 0.50% · 4.625%
HK$170,389
+HK$8,531/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$323,716/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,472
−HK$11,129/mo
▼ 0.25% · 3.875%
HK$182,992
−HK$5,609/mo
Today · 4.125%
HK$188,601
baseline
▲ 0.50% · 4.625%
HK$200,077
+HK$11,476/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$377,202/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,436
−HK$10,667/mo
▼ 0.25% · 3.875%
HK$202,731
−HK$5,372/mo
Today · 4.125%
HK$208,103
baseline
▲ 0.50% · 4.625%
HK$219,072
+HK$10,969/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$416,206/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,650 · Scale 2, in force from 26 Feb 2026)