LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,860
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,167
−HK$311/mo
Today · 4.125%
HK$10,478
baseline
▲ 0.50% · 4.625%
HK$11,116
+HK$638/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$20,956/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$64,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,969
−HK$593/mo
▼ 0.25% · 3.875%
HK$11,263
−HK$299/mo
Today · 4.125%
HK$11,562
baseline
▲ 0.50% · 4.625%
HK$12,171
+HK$609/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$23,124/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$64,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,832
−HK$742/mo
▼ 0.25% · 3.875%
HK$12,200
−HK$374/mo
Today · 4.125%
HK$12,574
baseline
▲ 0.50% · 4.625%
HK$13,339
+HK$765/mo
Deposit HK$1.73M · loan HK$2.59M · min. income ≈ HK$25,148/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$64,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,163
−HK$711/mo
▼ 0.25% · 3.875%
HK$13,516
−HK$358/mo
Today · 4.125%
HK$13,874
baseline
▲ 0.50% · 4.625%
HK$14,606
+HK$732/mo
Deposit HK$1.73M · loan HK$2.59M · min. income ≈ HK$27,748/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$64,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,804
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,234
−HK$436/mo
Today · 4.125%
HK$14,670
baseline
▲ 0.50% · 4.625%
HK$15,562
+HK$892/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$29,340/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,357
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,769
−HK$418/mo
Today · 4.125%
HK$16,187
baseline
▲ 0.50% · 4.625%
HK$17,040
+HK$853/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$32,374/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,748
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,300
−HK$561/mo
Today · 4.125%
HK$18,861
baseline
▲ 0.50% · 4.625%
HK$20,009
+HK$1,148/mo
Deposit HK$432K · loan HK$3.89M · min. income ≈ HK$37,722/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$64,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,745
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,274
−HK$537/mo
Today · 4.125%
HK$20,811
baseline
▲ 0.50% · 4.625%
HK$21,908
+HK$1,097/mo
Deposit HK$432K · loan HK$3.89M · min. income ≈ HK$41,622/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$64,862 · Scale 2, in force from 26 Feb 2026)