LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,602
−HK$6,183/mo
▼ 0.25% · 3.875%
HK$101,669
−HK$3,116/mo
Today · 4.125%
HK$104,785
baseline
▲ 0.50% · 4.625%
HK$111,161
+HK$6,376/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$209,570/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,837,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,693
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$112,635
−HK$2,985/mo
Today · 4.125%
HK$115,620
baseline
▲ 0.50% · 4.625%
HK$121,714
+HK$6,094/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$231,240/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,837,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,322
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$122,002
−HK$3,740/mo
Today · 4.125%
HK$125,742
baseline
▲ 0.50% · 4.625%
HK$133,393
+HK$7,651/mo
Deposit HK$17.30M · loan HK$25.94M · min. income ≈ HK$251,484/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,632
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$135,162
−HK$3,582/mo
Today · 4.125%
HK$138,744
baseline
▲ 0.50% · 4.625%
HK$146,057
+HK$7,313/mo
Deposit HK$17.30M · loan HK$25.94M · min. income ≈ HK$277,488/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,042
−HK$8,657/mo
▼ 0.25% · 3.875%
HK$142,336
−HK$4,363/mo
Today · 4.125%
HK$146,699
baseline
▲ 0.50% · 4.625%
HK$155,625
+HK$8,926/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$293,398/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,571
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$157,689
−HK$4,179/mo
Today · 4.125%
HK$161,868
baseline
▲ 0.50% · 4.625%
HK$170,400
+HK$8,532/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$323,736/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,483
−HK$11,130/mo
▼ 0.25% · 3.875%
HK$183,004
−HK$5,609/mo
Today · 4.125%
HK$188,613
baseline
▲ 0.50% · 4.625%
HK$200,089
+HK$11,476/mo
Deposit HK$4.32M · loan HK$38.92M · min. income ≈ HK$377,226/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,448
−HK$10,668/mo
▼ 0.25% · 3.875%
HK$202,743
−HK$5,373/mo
Today · 4.125%
HK$208,116
baseline
▲ 0.50% · 4.625%
HK$219,086
+HK$10,970/mo
Deposit HK$4.32M · loan HK$38.92M · min. income ≈ HK$416,232/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,763 · Scale 2, in force from 26 Feb 2026)