LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,611
−HK$6,183/mo
▼ 0.25% · 3.875%
HK$101,678
−HK$3,116/mo
Today · 4.125%
HK$104,794
baseline
▲ 0.50% · 4.625%
HK$111,171
+HK$6,377/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$209,588/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,837,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,703
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$112,645
−HK$2,985/mo
Today · 4.125%
HK$115,630
baseline
▲ 0.50% · 4.625%
HK$121,725
+HK$6,095/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$231,260/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,837,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,333
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$122,014
−HK$3,739/mo
Today · 4.125%
HK$125,753
baseline
▲ 0.50% · 4.625%
HK$133,405
+HK$7,652/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$251,506/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,837,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,644
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$135,175
−HK$3,581/mo
Today · 4.125%
HK$138,756
baseline
▲ 0.50% · 4.625%
HK$146,070
+HK$7,314/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$277,512/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,837,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,055
−HK$8,657/mo
▼ 0.25% · 3.875%
HK$142,349
−HK$4,363/mo
Today · 4.125%
HK$146,712
baseline
▲ 0.50% · 4.625%
HK$155,639
+HK$8,927/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$293,424/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,585
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$157,704
−HK$4,178/mo
Today · 4.125%
HK$161,882
baseline
▲ 0.50% · 4.625%
HK$170,415
+HK$8,533/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$323,764/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,499
−HK$11,131/mo
▼ 0.25% · 3.875%
HK$183,020
−HK$5,610/mo
Today · 4.125%
HK$188,630
baseline
▲ 0.50% · 4.625%
HK$200,108
+HK$11,478/mo
Deposit HK$4.32M · loan HK$38.92M · min. income ≈ HK$377,260/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,466
−HK$10,668/mo
▼ 0.25% · 3.875%
HK$202,762
−HK$5,372/mo
Today · 4.125%
HK$208,134
baseline
▲ 0.50% · 4.625%
HK$219,105
+HK$10,971/mo
Deposit HK$4.32M · loan HK$38.92M · min. income ≈ HK$416,268/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,930 · Scale 2, in force from 26 Feb 2026)