LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,615
−HK$6,184/mo
▼ 0.25% · 3.875%
HK$101,683
−HK$3,116/mo
Today · 4.125%
HK$104,799
baseline
▲ 0.50% · 4.625%
HK$111,176
+HK$6,377/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$209,598/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,709
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$112,651
−HK$2,985/mo
Today · 4.125%
HK$115,636
baseline
▲ 0.50% · 4.625%
HK$121,731
+HK$6,095/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$231,272/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,338
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,019
−HK$3,740/mo
Today · 4.125%
HK$125,759
baseline
▲ 0.50% · 4.625%
HK$133,411
+HK$7,652/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$251,518/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,650
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$135,181
−HK$3,582/mo
Today · 4.125%
HK$138,763
baseline
▲ 0.50% · 4.625%
HK$146,077
+HK$7,314/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$277,526/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,062
−HK$8,657/mo
▼ 0.25% · 3.875%
HK$142,356
−HK$4,363/mo
Today · 4.125%
HK$146,719
baseline
▲ 0.50% · 4.625%
HK$155,647
+HK$8,928/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$293,438/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,592
−HK$8,298/mo
▼ 0.25% · 3.875%
HK$157,711
−HK$4,179/mo
Today · 4.125%
HK$161,890
baseline
▲ 0.50% · 4.625%
HK$170,424
+HK$8,534/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$323,780/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,508
−HK$11,131/mo
▼ 0.25% · 3.875%
HK$183,029
−HK$5,610/mo
Today · 4.125%
HK$188,639
baseline
▲ 0.50% · 4.625%
HK$200,117
+HK$11,478/mo
Deposit HK$4.32M · loan HK$38.92M · min. income ≈ HK$377,278/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,475
−HK$10,669/mo
▼ 0.25% · 3.875%
HK$202,772
−HK$5,372/mo
Today · 4.125%
HK$208,144
baseline
▲ 0.50% · 4.625%
HK$219,116
+HK$10,972/mo
Deposit HK$4.32M · loan HK$38.92M · min. income ≈ HK$416,288/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,019 · Scale 2, in force from 26 Feb 2026)