LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,618
−HK$6,184/mo
▼ 0.25% · 3.875%
HK$101,685
−HK$3,117/mo
Today · 4.125%
HK$104,802
baseline
▲ 0.50% · 4.625%
HK$111,179
+HK$6,377/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$209,604/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,711
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$112,654
−HK$2,985/mo
Today · 4.125%
HK$115,639
baseline
▲ 0.50% · 4.625%
HK$121,734
+HK$6,095/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$231,278/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,341
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,022
−HK$3,740/mo
Today · 4.125%
HK$125,762
baseline
▲ 0.50% · 4.625%
HK$133,415
+HK$7,653/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$251,524/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,654
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$135,184
−HK$3,582/mo
Today · 4.125%
HK$138,766
baseline
▲ 0.50% · 4.625%
HK$146,081
+HK$7,315/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$277,532/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,065
−HK$8,658/mo
▼ 0.25% · 3.875%
HK$142,360
−HK$4,363/mo
Today · 4.125%
HK$146,723
baseline
▲ 0.50% · 4.625%
HK$155,651
+HK$8,928/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$293,446/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,596
−HK$8,298/mo
▼ 0.25% · 3.875%
HK$157,715
−HK$4,179/mo
Today · 4.125%
HK$161,894
baseline
▲ 0.50% · 4.625%
HK$170,428
+HK$8,534/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$323,788/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,512
−HK$11,132/mo
▼ 0.25% · 3.875%
HK$183,034
−HK$5,610/mo
Today · 4.125%
HK$188,644
baseline
▲ 0.50% · 4.625%
HK$200,122
+HK$11,478/mo
Deposit HK$4.32M · loan HK$38.92M · min. income ≈ HK$377,288/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,480
−HK$10,670/mo
▼ 0.25% · 3.875%
HK$202,777
−HK$5,373/mo
Today · 4.125%
HK$208,150
baseline
▲ 0.50% · 4.625%
HK$219,121
+HK$10,971/mo
Deposit HK$4.32M · loan HK$38.92M · min. income ≈ HK$416,300/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,064 · Scale 2, in force from 26 Feb 2026)