LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,621
−HK$6,184/mo
▼ 0.25% · 3.875%
HK$101,689
−HK$3,116/mo
Today · 4.125%
HK$104,805
baseline
▲ 0.50% · 4.625%
HK$111,183
+HK$6,378/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$209,610/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,715
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$112,657
−HK$2,985/mo
Today · 4.125%
HK$115,642
baseline
▲ 0.50% · 4.625%
HK$121,738
+HK$6,096/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$231,284/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,345
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,026
−HK$3,740/mo
Today · 4.125%
HK$125,766
baseline
▲ 0.50% · 4.625%
HK$133,419
+HK$7,653/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$251,532/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,658
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$135,189
−HK$3,582/mo
Today · 4.125%
HK$138,771
baseline
▲ 0.50% · 4.625%
HK$146,086
+HK$7,315/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$277,542/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,069
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$142,364
−HK$4,364/mo
Today · 4.125%
HK$146,728
baseline
▲ 0.50% · 4.625%
HK$155,656
+HK$8,928/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$293,456/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,601
−HK$8,298/mo
▼ 0.25% · 3.875%
HK$157,720
−HK$4,179/mo
Today · 4.125%
HK$161,899
baseline
▲ 0.50% · 4.625%
HK$170,433
+HK$8,534/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$323,798/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,518
−HK$11,132/mo
▼ 0.25% · 3.875%
HK$183,040
−HK$5,610/mo
Today · 4.125%
HK$188,650
baseline
▲ 0.50% · 4.625%
HK$200,129
+HK$11,479/mo
Deposit HK$4.32M · loan HK$38.92M · min. income ≈ HK$377,300/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,487
−HK$10,669/mo
▼ 0.25% · 3.875%
HK$202,783
−HK$5,373/mo
Today · 4.125%
HK$208,156
baseline
▲ 0.50% · 4.625%
HK$219,129
+HK$10,973/mo
Deposit HK$4.32M · loan HK$38.92M · min. income ≈ HK$416,312/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,124 · Scale 2, in force from 26 Feb 2026)