LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,623
−HK$6,185/mo
▼ 0.25% · 3.875%
HK$101,691
−HK$3,117/mo
Today · 4.125%
HK$104,808
baseline
▲ 0.50% · 4.625%
HK$111,185
+HK$6,377/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$209,616/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,718
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$112,660
−HK$2,985/mo
Today · 4.125%
HK$115,645
baseline
▲ 0.50% · 4.625%
HK$121,741
+HK$6,096/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$231,290/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,348
−HK$7,422/mo
▼ 0.25% · 3.875%
HK$122,029
−HK$3,741/mo
Today · 4.125%
HK$125,770
baseline
▲ 0.50% · 4.625%
HK$133,422
+HK$7,652/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$251,540/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,661
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$135,192
−HK$3,582/mo
Today · 4.125%
HK$138,774
baseline
▲ 0.50% · 4.625%
HK$146,089
+HK$7,315/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$277,548/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,073
−HK$8,658/mo
▼ 0.25% · 3.875%
HK$142,368
−HK$4,363/mo
Today · 4.125%
HK$146,731
baseline
▲ 0.50% · 4.625%
HK$155,659
+HK$8,928/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$293,462/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,605
−HK$8,298/mo
▼ 0.25% · 3.875%
HK$157,724
−HK$4,179/mo
Today · 4.125%
HK$161,903
baseline
▲ 0.50% · 4.625%
HK$170,437
+HK$8,534/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$323,806/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,522
−HK$11,132/mo
▼ 0.25% · 3.875%
HK$183,044
−HK$5,610/mo
Today · 4.125%
HK$188,654
baseline
▲ 0.50% · 4.625%
HK$200,133
+HK$11,479/mo
Deposit HK$4.33M · loan HK$38.93M · min. income ≈ HK$377,308/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,492
−HK$10,669/mo
▼ 0.25% · 3.875%
HK$202,788
−HK$5,373/mo
Today · 4.125%
HK$208,161
baseline
▲ 0.50% · 4.625%
HK$219,134
+HK$10,973/mo
Deposit HK$4.33M · loan HK$38.93M · min. income ≈ HK$416,322/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,168 · Scale 2, in force from 26 Feb 2026)