LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,625
−HK$6,185/mo
▼ 0.25% · 3.875%
HK$101,693
−HK$3,117/mo
Today · 4.125%
HK$104,810
baseline
▲ 0.50% · 4.625%
HK$111,187
+HK$6,377/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$209,620/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,719
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$112,662
−HK$2,985/mo
Today · 4.125%
HK$115,647
baseline
▲ 0.50% · 4.625%
HK$121,743
+HK$6,096/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$231,294/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,350
−HK$7,422/mo
▼ 0.25% · 3.875%
HK$122,032
−HK$3,740/mo
Today · 4.125%
HK$125,772
baseline
▲ 0.50% · 4.625%
HK$133,425
+HK$7,653/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$251,544/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,663
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$135,195
−HK$3,582/mo
Today · 4.125%
HK$138,777
baseline
▲ 0.50% · 4.625%
HK$146,092
+HK$7,315/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$277,554/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,075
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$142,370
−HK$4,364/mo
Today · 4.125%
HK$146,734
baseline
▲ 0.50% · 4.625%
HK$155,662
+HK$8,928/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$293,468/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,607
−HK$8,299/mo
▼ 0.25% · 3.875%
HK$157,727
−HK$4,179/mo
Today · 4.125%
HK$161,906
baseline
▲ 0.50% · 4.625%
HK$170,441
+HK$8,535/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$323,812/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,525
−HK$11,133/mo
▼ 0.25% · 3.875%
HK$183,047
−HK$5,611/mo
Today · 4.125%
HK$188,658
baseline
▲ 0.50% · 4.625%
HK$200,137
+HK$11,479/mo
Deposit HK$4.33M · loan HK$38.93M · min. income ≈ HK$377,316/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,495
−HK$10,670/mo
▼ 0.25% · 3.875%
HK$202,792
−HK$5,373/mo
Today · 4.125%
HK$208,165
baseline
▲ 0.50% · 4.625%
HK$219,138
+HK$10,973/mo
Deposit HK$4.33M · loan HK$38.93M · min. income ≈ HK$416,330/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,201 · Scale 2, in force from 26 Feb 2026)