LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,626
−HK$6,184/mo
▼ 0.25% · 3.875%
HK$101,694
−HK$3,116/mo
Today · 4.125%
HK$104,810
baseline
▲ 0.50% · 4.625%
HK$111,188
+HK$6,378/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$209,620/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,720
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$112,663
−HK$2,985/mo
Today · 4.125%
HK$115,648
baseline
▲ 0.50% · 4.625%
HK$121,744
+HK$6,096/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$231,296/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,838,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,351
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,032
−HK$3,740/mo
Today · 4.125%
HK$125,772
baseline
▲ 0.50% · 4.625%
HK$133,425
+HK$7,653/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$251,544/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,664
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$135,195
−HK$3,583/mo
Today · 4.125%
HK$138,778
baseline
▲ 0.50% · 4.625%
HK$146,093
+HK$7,315/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$277,556/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,076
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$142,371
−HK$4,364/mo
Today · 4.125%
HK$146,735
baseline
▲ 0.50% · 4.625%
HK$155,663
+HK$8,928/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$293,470/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,608
−HK$8,299/mo
▼ 0.25% · 3.875%
HK$157,728
−HK$4,179/mo
Today · 4.125%
HK$161,907
baseline
▲ 0.50% · 4.625%
HK$170,441
+HK$8,534/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$323,814/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,526
−HK$11,133/mo
▼ 0.25% · 3.875%
HK$183,048
−HK$5,611/mo
Today · 4.125%
HK$188,659
baseline
▲ 0.50% · 4.625%
HK$200,138
+HK$11,479/mo
Deposit HK$4.33M · loan HK$38.93M · min. income ≈ HK$377,318/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,496
−HK$10,670/mo
▼ 0.25% · 3.875%
HK$202,793
−HK$5,373/mo
Today · 4.125%
HK$208,166
baseline
▲ 0.50% · 4.625%
HK$219,139
+HK$10,973/mo
Deposit HK$4.33M · loan HK$38.93M · min. income ≈ HK$416,332/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,211 · Scale 2, in force from 26 Feb 2026)