LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,863
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,170
−HK$311/mo
Today · 4.125%
HK$10,481
baseline
▲ 0.50% · 4.625%
HK$11,119
+HK$638/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$20,962/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$64,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,972
−HK$593/mo
▼ 0.25% · 3.875%
HK$11,267
−HK$298/mo
Today · 4.125%
HK$11,565
baseline
▲ 0.50% · 4.625%
HK$12,175
+HK$610/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$23,130/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$64,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,836
−HK$742/mo
▼ 0.25% · 3.875%
HK$12,204
−HK$374/mo
Today · 4.125%
HK$12,578
baseline
▲ 0.50% · 4.625%
HK$13,343
+HK$765/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$25,156/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$64,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,167
−HK$711/mo
▼ 0.25% · 3.875%
HK$13,520
−HK$358/mo
Today · 4.125%
HK$13,878
baseline
▲ 0.50% · 4.625%
HK$14,610
+HK$732/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$27,756/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$64,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,808
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,238
−HK$436/mo
Today · 4.125%
HK$14,674
baseline
▲ 0.50% · 4.625%
HK$15,567
+HK$893/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$29,348/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,361
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,773
−HK$418/mo
Today · 4.125%
HK$16,191
baseline
▲ 0.50% · 4.625%
HK$17,045
+HK$854/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$32,382/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,753
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,306
−HK$561/mo
Today · 4.125%
HK$18,867
baseline
▲ 0.50% · 4.625%
HK$20,015
+HK$1,148/mo
Deposit HK$433K · loan HK$3.89M · min. income ≈ HK$37,734/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$64,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,750
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,280
−HK$537/mo
Today · 4.125%
HK$20,817
baseline
▲ 0.50% · 4.625%
HK$21,915
+HK$1,098/mo
Deposit HK$433K · loan HK$3.89M · min. income ≈ HK$41,634/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$64,881 · Scale 2, in force from 26 Feb 2026)