LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,631
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$101,699
−HK$3,118/mo
Today · 4.125%
HK$104,817
baseline
▲ 0.50% · 4.625%
HK$111,194
+HK$6,377/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$209,634/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,727
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$112,669
−HK$2,986/mo
Today · 4.125%
HK$115,655
baseline
▲ 0.50% · 4.625%
HK$121,751
+HK$6,096/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$231,310/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,358
−HK$7,422/mo
▼ 0.25% · 3.875%
HK$122,039
−HK$3,741/mo
Today · 4.125%
HK$125,780
baseline
▲ 0.50% · 4.625%
HK$133,433
+HK$7,653/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$251,560/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,672
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$135,203
−HK$3,583/mo
Today · 4.125%
HK$138,786
baseline
▲ 0.50% · 4.625%
HK$146,101
+HK$7,315/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$277,572/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,084
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$142,379
−HK$4,364/mo
Today · 4.125%
HK$146,743
baseline
▲ 0.50% · 4.625%
HK$155,672
+HK$8,929/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$293,486/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,617
−HK$8,300/mo
▼ 0.25% · 3.875%
HK$157,737
−HK$4,180/mo
Today · 4.125%
HK$161,917
baseline
▲ 0.50% · 4.625%
HK$170,451
+HK$8,534/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$323,834/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,537
−HK$11,133/mo
▼ 0.25% · 3.875%
HK$183,059
−HK$5,611/mo
Today · 4.125%
HK$188,670
baseline
▲ 0.50% · 4.625%
HK$200,150
+HK$11,480/mo
Deposit HK$4.33M · loan HK$38.93M · min. income ≈ HK$377,340/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,508
−HK$10,671/mo
▼ 0.25% · 3.875%
HK$202,805
−HK$5,374/mo
Today · 4.125%
HK$208,179
baseline
▲ 0.50% · 4.625%
HK$219,152
+HK$10,973/mo
Deposit HK$4.33M · loan HK$38.93M · min. income ≈ HK$416,358/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,319 · Scale 2, in force from 26 Feb 2026)