LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,638
−HK$6,185/mo
▼ 0.25% · 3.875%
HK$101,706
−HK$3,117/mo
Today · 4.125%
HK$104,823
baseline
▲ 0.50% · 4.625%
HK$111,202
+HK$6,379/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$209,646/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,734
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$112,677
−HK$2,985/mo
Today · 4.125%
HK$115,662
baseline
▲ 0.50% · 4.625%
HK$121,759
+HK$6,097/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$231,324/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,365
−HK$7,423/mo
▼ 0.25% · 3.875%
HK$122,047
−HK$3,741/mo
Today · 4.125%
HK$125,788
baseline
▲ 0.50% · 4.625%
HK$133,442
+HK$7,654/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$251,576/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,680
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$135,212
−HK$3,583/mo
Today · 4.125%
HK$138,795
baseline
▲ 0.50% · 4.625%
HK$146,111
+HK$7,316/mo
Deposit HK$17.30M · loan HK$25.95M · min. income ≈ HK$277,590/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,093
−HK$8,660/mo
▼ 0.25% · 3.875%
HK$142,389
−HK$4,364/mo
Today · 4.125%
HK$146,753
baseline
▲ 0.50% · 4.625%
HK$155,682
+HK$8,929/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$293,506/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,627
−HK$8,300/mo
▼ 0.25% · 3.875%
HK$157,747
−HK$4,180/mo
Today · 4.125%
HK$161,927
baseline
▲ 0.50% · 4.625%
HK$170,463
+HK$8,536/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$323,854/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,548
−HK$11,134/mo
▼ 0.25% · 3.875%
HK$183,071
−HK$5,611/mo
Today · 4.125%
HK$188,682
baseline
▲ 0.50% · 4.625%
HK$200,163
+HK$11,481/mo
Deposit HK$4.33M · loan HK$38.93M · min. income ≈ HK$377,364/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,521
−HK$10,671/mo
▼ 0.25% · 3.875%
HK$202,818
−HK$5,374/mo
Today · 4.125%
HK$208,192
baseline
▲ 0.50% · 4.625%
HK$219,166
+HK$10,974/mo
Deposit HK$4.33M · loan HK$38.93M · min. income ≈ HK$416,384/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,439 · Scale 2, in force from 26 Feb 2026)