LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,651
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$101,719
−HK$3,118/mo
Today · 4.125%
HK$104,837
baseline
▲ 0.50% · 4.625%
HK$111,216
+HK$6,379/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$209,674/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,748
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$112,691
−HK$2,986/mo
Today · 4.125%
HK$115,677
baseline
▲ 0.50% · 4.625%
HK$121,775
+HK$6,098/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$231,354/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,381
−HK$7,423/mo
▼ 0.25% · 3.875%
HK$122,063
−HK$3,741/mo
Today · 4.125%
HK$125,804
baseline
▲ 0.50% · 4.625%
HK$133,459
+HK$7,655/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$251,608/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,697
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$135,229
−HK$3,583/mo
Today · 4.125%
HK$138,812
baseline
▲ 0.50% · 4.625%
HK$146,129
+HK$7,317/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$277,624/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,111
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$142,407
−HK$4,365/mo
Today · 4.125%
HK$146,772
baseline
▲ 0.50% · 4.625%
HK$155,702
+HK$8,930/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$293,544/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,647
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$157,768
−HK$4,180/mo
Today · 4.125%
HK$161,948
baseline
▲ 0.50% · 4.625%
HK$170,484
+HK$8,536/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$323,896/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,571
−HK$11,135/mo
▼ 0.25% · 3.875%
HK$183,094
−HK$5,612/mo
Today · 4.125%
HK$188,706
baseline
▲ 0.50% · 4.625%
HK$200,189
+HK$11,483/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$377,412/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,546
−HK$10,673/mo
▼ 0.25% · 3.875%
HK$202,844
−HK$5,375/mo
Today · 4.125%
HK$208,219
baseline
▲ 0.50% · 4.625%
HK$219,194
+HK$10,975/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$416,438/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,838,674 · Scale 2, in force from 26 Feb 2026)