LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,653
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$101,722
−HK$3,118/mo
Today · 4.125%
HK$104,840
baseline
▲ 0.50% · 4.625%
HK$111,219
+HK$6,379/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$209,680/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,751
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$112,694
−HK$2,986/mo
Today · 4.125%
HK$115,680
baseline
▲ 0.50% · 4.625%
HK$121,778
+HK$6,098/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$231,360/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,384
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$122,066
−HK$3,742/mo
Today · 4.125%
HK$125,808
baseline
▲ 0.50% · 4.625%
HK$133,463
+HK$7,655/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$251,616/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,701
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$135,233
−HK$3,583/mo
Today · 4.125%
HK$138,816
baseline
▲ 0.50% · 4.625%
HK$146,134
+HK$7,318/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$277,632/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,838,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,115
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$142,411
−HK$4,365/mo
Today · 4.125%
HK$146,776
baseline
▲ 0.50% · 4.625%
HK$155,707
+HK$8,931/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$293,552/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,651
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$157,772
−HK$4,180/mo
Today · 4.125%
HK$161,952
baseline
▲ 0.50% · 4.625%
HK$170,489
+HK$8,537/mo
Deposit HK$12.98M · loan HK$30.28M · min. income ≈ HK$323,904/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,576
−HK$11,135/mo
▼ 0.25% · 3.875%
HK$183,100
−HK$5,611/mo
Today · 4.125%
HK$188,711
baseline
▲ 0.50% · 4.625%
HK$200,194
+HK$11,483/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$377,422/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,838,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,551
−HK$10,673/mo
▼ 0.25% · 3.875%
HK$202,850
−HK$5,374/mo
Today · 4.125%
HK$208,224
baseline
▲ 0.50% · 4.625%
HK$219,200
+HK$10,976/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$416,448/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,838,725 · Scale 2, in force from 26 Feb 2026)