LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,657
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$101,726
−HK$3,118/mo
Today · 4.125%
HK$104,844
baseline
▲ 0.50% · 4.625%
HK$111,223
+HK$6,379/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$209,688/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,755
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$112,698
−HK$2,987/mo
Today · 4.125%
HK$115,685
baseline
▲ 0.50% · 4.625%
HK$121,782
+HK$6,097/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$231,370/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,388
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$122,071
−HK$3,741/mo
Today · 4.125%
HK$125,812
baseline
▲ 0.50% · 4.625%
HK$133,468
+HK$7,656/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$251,624/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,838,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,706
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$135,238
−HK$3,583/mo
Today · 4.125%
HK$138,821
baseline
▲ 0.50% · 4.625%
HK$146,139
+HK$7,318/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$277,642/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,838,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,120
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$142,416
−HK$4,365/mo
Today · 4.125%
HK$146,781
baseline
▲ 0.50% · 4.625%
HK$155,712
+HK$8,931/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$293,562/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,657
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$157,778
−HK$4,180/mo
Today · 4.125%
HK$161,958
baseline
▲ 0.50% · 4.625%
HK$170,495
+HK$8,537/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$323,916/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,582
−HK$11,136/mo
▼ 0.25% · 3.875%
HK$183,106
−HK$5,612/mo
Today · 4.125%
HK$188,718
baseline
▲ 0.50% · 4.625%
HK$200,201
+HK$11,483/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$377,436/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,838,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,559
−HK$10,673/mo
▼ 0.25% · 3.875%
HK$202,857
−HK$5,375/mo
Today · 4.125%
HK$208,232
baseline
▲ 0.50% · 4.625%
HK$219,208
+HK$10,976/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$416,464/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,838,793 · Scale 2, in force from 26 Feb 2026)