LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,658
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$101,727
−HK$3,118/mo
Today · 4.125%
HK$104,845
baseline
▲ 0.50% · 4.625%
HK$111,224
+HK$6,379/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$209,690/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,756
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$112,700
−HK$2,986/mo
Today · 4.125%
HK$115,686
baseline
▲ 0.50% · 4.625%
HK$121,784
+HK$6,098/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$231,372/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,390
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$122,072
−HK$3,742/mo
Today · 4.125%
HK$125,814
baseline
▲ 0.50% · 4.625%
HK$133,469
+HK$7,655/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$251,628/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,838,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,707
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$135,240
−HK$3,583/mo
Today · 4.125%
HK$138,823
baseline
▲ 0.50% · 4.625%
HK$146,141
+HK$7,318/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$277,646/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,838,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,121
−HK$8,662/mo
▼ 0.25% · 3.875%
HK$142,418
−HK$4,365/mo
Today · 4.125%
HK$146,783
baseline
▲ 0.50% · 4.625%
HK$155,714
+HK$8,931/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$293,566/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,659
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$157,780
−HK$4,180/mo
Today · 4.125%
HK$161,960
baseline
▲ 0.50% · 4.625%
HK$170,497
+HK$8,537/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$323,920/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,584
−HK$11,137/mo
▼ 0.25% · 3.875%
HK$183,108
−HK$5,613/mo
Today · 4.125%
HK$188,721
baseline
▲ 0.50% · 4.625%
HK$200,204
+HK$11,483/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$377,442/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,838,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,561
−HK$10,674/mo
▼ 0.25% · 3.875%
HK$202,859
−HK$5,376/mo
Today · 4.125%
HK$208,235
baseline
▲ 0.50% · 4.625%
HK$219,211
+HK$10,976/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$416,470/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,838,814 · Scale 2, in force from 26 Feb 2026)