LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,659
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$101,728
−HK$3,118/mo
Today · 4.125%
HK$104,846
baseline
▲ 0.50% · 4.625%
HK$111,226
+HK$6,380/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$209,692/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,758
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$112,701
−HK$2,987/mo
Today · 4.125%
HK$115,688
baseline
▲ 0.50% · 4.625%
HK$121,786
+HK$6,098/mo
Deposit HK$21.63M · loan HK$21.63M · min. income ≈ HK$231,376/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,838,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,391
−HK$7,425/mo
▼ 0.25% · 3.875%
HK$122,074
−HK$3,742/mo
Today · 4.125%
HK$125,816
baseline
▲ 0.50% · 4.625%
HK$133,471
+HK$7,655/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$251,632/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,838,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,709
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$135,242
−HK$3,583/mo
Today · 4.125%
HK$138,825
baseline
▲ 0.50% · 4.625%
HK$146,143
+HK$7,318/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$277,650/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,838,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,123
−HK$8,662/mo
▼ 0.25% · 3.875%
HK$142,420
−HK$4,365/mo
Today · 4.125%
HK$146,785
baseline
▲ 0.50% · 4.625%
HK$155,716
+HK$8,931/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$293,570/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,661
−HK$8,302/mo
▼ 0.25% · 3.875%
HK$157,782
−HK$4,181/mo
Today · 4.125%
HK$161,963
baseline
▲ 0.50% · 4.625%
HK$170,500
+HK$8,537/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$323,926/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,838,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,587
−HK$11,136/mo
▼ 0.25% · 3.875%
HK$183,111
−HK$5,612/mo
Today · 4.125%
HK$188,723
baseline
▲ 0.50% · 4.625%
HK$200,207
+HK$11,484/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$377,446/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,838,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,564
−HK$10,674/mo
▼ 0.25% · 3.875%
HK$202,862
−HK$5,376/mo
Today · 4.125%
HK$208,238
baseline
▲ 0.50% · 4.625%
HK$219,214
+HK$10,976/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$416,476/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,838,841 · Scale 2, in force from 26 Feb 2026)