LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,669
−HK$6,188/mo
▼ 0.25% · 3.875%
HK$101,739
−HK$3,118/mo
Today · 4.125%
HK$104,857
baseline
▲ 0.50% · 4.625%
HK$111,237
+HK$6,380/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$209,714/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,839,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,769
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$112,713
−HK$2,986/mo
Today · 4.125%
HK$115,699
baseline
▲ 0.50% · 4.625%
HK$121,798
+HK$6,099/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$231,398/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$1,839,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,403
−HK$7,425/mo
▼ 0.25% · 3.875%
HK$122,086
−HK$3,742/mo
Today · 4.125%
HK$125,828
baseline
▲ 0.50% · 4.625%
HK$133,485
+HK$7,657/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$251,656/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,723
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$135,255
−HK$3,584/mo
Today · 4.125%
HK$138,839
baseline
▲ 0.50% · 4.625%
HK$146,157
+HK$7,318/mo
Deposit HK$17.31M · loan HK$25.96M · min. income ≈ HK$277,678/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,137
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$142,434
−HK$4,366/mo
Today · 4.125%
HK$146,800
baseline
▲ 0.50% · 4.625%
HK$155,732
+HK$8,932/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$293,600/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,676
−HK$8,303/mo
▼ 0.25% · 3.875%
HK$157,798
−HK$4,181/mo
Today · 4.125%
HK$161,979
baseline
▲ 0.50% · 4.625%
HK$170,517
+HK$8,538/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$323,958/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,605
−HK$11,137/mo
▼ 0.25% · 3.875%
HK$183,130
−HK$5,612/mo
Today · 4.125%
HK$188,742
baseline
▲ 0.50% · 4.625%
HK$200,227
+HK$11,485/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$377,484/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,584
−HK$10,675/mo
▼ 0.25% · 3.875%
HK$202,883
−HK$5,376/mo
Today · 4.125%
HK$208,259
baseline
▲ 0.50% · 4.625%
HK$219,236
+HK$10,977/mo
Deposit HK$4.33M · loan HK$38.94M · min. income ≈ HK$416,518/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,027 · Scale 2, in force from 26 Feb 2026)