LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,681
−HK$6,188/mo
▼ 0.25% · 3.875%
HK$101,750
−HK$3,119/mo
Today · 4.125%
HK$104,869
baseline
▲ 0.50% · 4.625%
HK$111,250
+HK$6,381/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$209,738/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,781
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$112,726
−HK$2,986/mo
Today · 4.125%
HK$115,712
baseline
▲ 0.50% · 4.625%
HK$121,812
+HK$6,100/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$231,424/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,417
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$122,100
−HK$3,743/mo
Today · 4.125%
HK$125,843
baseline
▲ 0.50% · 4.625%
HK$133,500
+HK$7,657/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$251,686/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,738
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$135,271
−HK$3,584/mo
Today · 4.125%
HK$138,855
baseline
▲ 0.50% · 4.625%
HK$146,174
+HK$7,319/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$277,710/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,153
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$142,450
−HK$4,366/mo
Today · 4.125%
HK$146,816
baseline
▲ 0.50% · 4.625%
HK$155,750
+HK$8,934/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$293,632/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,694
−HK$8,303/mo
▼ 0.25% · 3.875%
HK$157,816
−HK$4,181/mo
Today · 4.125%
HK$161,997
baseline
▲ 0.50% · 4.625%
HK$170,537
+HK$8,540/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$323,994/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,625
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$183,150
−HK$5,614/mo
Today · 4.125%
HK$188,764
baseline
▲ 0.50% · 4.625%
HK$200,250
+HK$11,486/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$377,528/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,606
−HK$10,676/mo
▼ 0.25% · 3.875%
HK$202,906
−HK$5,376/mo
Today · 4.125%
HK$208,282
baseline
▲ 0.50% · 4.625%
HK$219,261
+HK$10,979/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$416,564/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,237 · Scale 2, in force from 26 Feb 2026)