LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,868
−HK$619/mo
▼ 0.25% · 3.875%
HK$10,175
−HK$312/mo
Today · 4.125%
HK$10,487
baseline
▲ 0.50% · 4.625%
HK$11,125
+HK$638/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$20,974/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$64,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,978
−HK$594/mo
▼ 0.25% · 3.875%
HK$11,273
−HK$299/mo
Today · 4.125%
HK$11,572
baseline
▲ 0.50% · 4.625%
HK$12,182
+HK$610/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$23,144/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$64,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,842
−HK$743/mo
▼ 0.25% · 3.875%
HK$12,210
−HK$375/mo
Today · 4.125%
HK$12,585
baseline
▲ 0.50% · 4.625%
HK$13,350
+HK$765/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$25,170/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$64,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,174
−HK$712/mo
▼ 0.25% · 3.875%
HK$13,528
−HK$358/mo
Today · 4.125%
HK$13,886
baseline
▲ 0.50% · 4.625%
HK$14,618
+HK$732/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$27,772/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$64,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,816
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,246
−HK$436/mo
Today · 4.125%
HK$14,682
baseline
▲ 0.50% · 4.625%
HK$15,575
+HK$893/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$29,364/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,370
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,782
−HK$418/mo
Today · 4.125%
HK$16,200
baseline
▲ 0.50% · 4.625%
HK$17,054
+HK$854/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$32,400/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,763
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,316
−HK$561/mo
Today · 4.125%
HK$18,877
baseline
▲ 0.50% · 4.625%
HK$20,026
+HK$1,149/mo
Deposit HK$433K · loan HK$3.89M · min. income ≈ HK$37,754/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,761
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,291
−HK$538/mo
Today · 4.125%
HK$20,829
baseline
▲ 0.50% · 4.625%
HK$21,927
+HK$1,098/mo
Deposit HK$433K · loan HK$3.89M · min. income ≈ HK$41,658/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,917 · Scale 2, in force from 26 Feb 2026)