LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,684
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$101,754
−HK$3,119/mo
Today · 4.125%
HK$104,873
baseline
▲ 0.50% · 4.625%
HK$111,254
+HK$6,381/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$209,746/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,785
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$112,730
−HK$2,987/mo
Today · 4.125%
HK$115,717
baseline
▲ 0.50% · 4.625%
HK$121,816
+HK$6,099/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$231,434/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,421
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$122,105
−HK$3,742/mo
Today · 4.125%
HK$125,847
baseline
▲ 0.50% · 4.625%
HK$133,505
+HK$7,658/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$251,694/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,742
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$135,276
−HK$3,584/mo
Today · 4.125%
HK$138,860
baseline
▲ 0.50% · 4.625%
HK$146,180
+HK$7,320/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$277,720/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,158
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$142,456
−HK$4,366/mo
Today · 4.125%
HK$146,822
baseline
▲ 0.50% · 4.625%
HK$155,756
+HK$8,934/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$293,644/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,699
−HK$8,304/mo
▼ 0.25% · 3.875%
HK$157,822
−HK$4,181/mo
Today · 4.125%
HK$162,003
baseline
▲ 0.50% · 4.625%
HK$170,543
+HK$8,540/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$324,006/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,632
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$183,157
−HK$5,614/mo
Today · 4.125%
HK$188,771
baseline
▲ 0.50% · 4.625%
HK$200,257
+HK$11,486/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$377,542/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,614
−HK$10,676/mo
▼ 0.25% · 3.875%
HK$202,913
−HK$5,377/mo
Today · 4.125%
HK$208,290
baseline
▲ 0.50% · 4.625%
HK$219,269
+HK$10,979/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$416,580/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,304 · Scale 2, in force from 26 Feb 2026)