LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,685
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$101,755
−HK$3,119/mo
Today · 4.125%
HK$104,874
baseline
▲ 0.50% · 4.625%
HK$111,255
+HK$6,381/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$209,748/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,786
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$112,731
−HK$2,987/mo
Today · 4.125%
HK$115,718
baseline
▲ 0.50% · 4.625%
HK$121,817
+HK$6,099/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$231,436/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,422
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$122,106
−HK$3,742/mo
Today · 4.125%
HK$125,848
baseline
▲ 0.50% · 4.625%
HK$133,506
+HK$7,658/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$251,696/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,743
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$135,277
−HK$3,584/mo
Today · 4.125%
HK$138,861
baseline
▲ 0.50% · 4.625%
HK$146,181
+HK$7,320/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$277,722/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,159
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$142,457
−HK$4,366/mo
Today · 4.125%
HK$146,823
baseline
▲ 0.50% · 4.625%
HK$155,757
+HK$8,934/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$293,646/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,701
−HK$8,304/mo
▼ 0.25% · 3.875%
HK$157,823
−HK$4,182/mo
Today · 4.125%
HK$162,005
baseline
▲ 0.50% · 4.625%
HK$170,544
+HK$8,539/mo
Deposit HK$12.98M · loan HK$30.29M · min. income ≈ HK$324,010/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,633
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$183,159
−HK$5,613/mo
Today · 4.125%
HK$188,772
baseline
▲ 0.50% · 4.625%
HK$200,259
+HK$11,487/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$377,544/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,615
−HK$10,677/mo
▼ 0.25% · 3.875%
HK$202,915
−HK$5,377/mo
Today · 4.125%
HK$208,292
baseline
▲ 0.50% · 4.625%
HK$219,271
+HK$10,979/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$416,584/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,319 · Scale 2, in force from 26 Feb 2026)