LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,687
−HK$6,188/mo
▼ 0.25% · 3.875%
HK$101,756
−HK$3,119/mo
Today · 4.125%
HK$104,875
baseline
▲ 0.50% · 4.625%
HK$111,257
+HK$6,382/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$209,750/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,788
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$112,732
−HK$2,988/mo
Today · 4.125%
HK$115,720
baseline
▲ 0.50% · 4.625%
HK$121,819
+HK$6,099/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$231,440/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,424
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$122,108
−HK$3,742/mo
Today · 4.125%
HK$125,850
baseline
▲ 0.50% · 4.625%
HK$133,508
+HK$7,658/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$251,700/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,746
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$135,279
−HK$3,584/mo
Today · 4.125%
HK$138,863
baseline
▲ 0.50% · 4.625%
HK$146,183
+HK$7,320/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$277,726/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,161
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$142,459
−HK$4,366/mo
Today · 4.125%
HK$146,825
baseline
▲ 0.50% · 4.625%
HK$155,759
+HK$8,934/mo
Deposit HK$12.98M · loan HK$30.30M · min. income ≈ HK$293,650/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,703
−HK$8,304/mo
▼ 0.25% · 3.875%
HK$157,825
−HK$4,182/mo
Today · 4.125%
HK$162,007
baseline
▲ 0.50% · 4.625%
HK$170,547
+HK$8,540/mo
Deposit HK$12.98M · loan HK$30.30M · min. income ≈ HK$324,014/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,636
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$183,162
−HK$5,613/mo
Today · 4.125%
HK$188,775
baseline
▲ 0.50% · 4.625%
HK$200,262
+HK$11,487/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$377,550/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,618
−HK$10,677/mo
▼ 0.25% · 3.875%
HK$202,918
−HK$5,377/mo
Today · 4.125%
HK$208,295
baseline
▲ 0.50% · 4.625%
HK$219,275
+HK$10,980/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$416,590/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,349 · Scale 2, in force from 26 Feb 2026)