LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,688
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$101,758
−HK$3,119/mo
Today · 4.125%
HK$104,877
baseline
▲ 0.50% · 4.625%
HK$111,258
+HK$6,381/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$209,754/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,790
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$112,734
−HK$2,987/mo
Today · 4.125%
HK$115,721
baseline
▲ 0.50% · 4.625%
HK$121,821
+HK$6,100/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$231,442/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,426
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$122,110
−HK$3,742/mo
Today · 4.125%
HK$125,852
baseline
▲ 0.50% · 4.625%
HK$133,510
+HK$7,658/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$251,704/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,748
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$135,281
−HK$3,585/mo
Today · 4.125%
HK$138,866
baseline
▲ 0.50% · 4.625%
HK$146,185
+HK$7,319/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$277,732/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,164
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$142,461
−HK$4,367/mo
Today · 4.125%
HK$146,828
baseline
▲ 0.50% · 4.625%
HK$155,762
+HK$8,934/mo
Deposit HK$12.98M · loan HK$30.30M · min. income ≈ HK$293,656/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,706
−HK$8,304/mo
▼ 0.25% · 3.875%
HK$157,828
−HK$4,182/mo
Today · 4.125%
HK$162,010
baseline
▲ 0.50% · 4.625%
HK$170,550
+HK$8,540/mo
Deposit HK$12.98M · loan HK$30.30M · min. income ≈ HK$324,020/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,639
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$183,164
−HK$5,614/mo
Today · 4.125%
HK$188,778
baseline
▲ 0.50% · 4.625%
HK$200,265
+HK$11,487/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$377,556/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,621
−HK$10,677/mo
▼ 0.25% · 3.875%
HK$202,921
−HK$5,377/mo
Today · 4.125%
HK$208,298
baseline
▲ 0.50% · 4.625%
HK$219,278
+HK$10,980/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$416,596/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,377 · Scale 2, in force from 26 Feb 2026)