LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,694
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$101,764
−HK$3,119/mo
Today · 4.125%
HK$104,883
baseline
▲ 0.50% · 4.625%
HK$111,265
+HK$6,382/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$209,766/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,796
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$112,741
−HK$2,987/mo
Today · 4.125%
HK$115,728
baseline
▲ 0.50% · 4.625%
HK$121,829
+HK$6,101/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$231,456/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,433
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$122,117
−HK$3,743/mo
Today · 4.125%
HK$125,860
baseline
▲ 0.50% · 4.625%
HK$133,518
+HK$7,658/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$251,720/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,756
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$135,289
−HK$3,585/mo
Today · 4.125%
HK$138,874
baseline
▲ 0.50% · 4.625%
HK$146,194
+HK$7,320/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$277,748/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,172
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$142,470
−HK$4,367/mo
Today · 4.125%
HK$146,837
baseline
▲ 0.50% · 4.625%
HK$155,771
+HK$8,934/mo
Deposit HK$12.98M · loan HK$30.30M · min. income ≈ HK$293,674/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,715
−HK$8,305/mo
▼ 0.25% · 3.875%
HK$157,837
−HK$4,183/mo
Today · 4.125%
HK$162,020
baseline
▲ 0.50% · 4.625%
HK$170,560
+HK$8,540/mo
Deposit HK$12.98M · loan HK$30.30M · min. income ≈ HK$324,040/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,839,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,650
−HK$11,140/mo
▼ 0.25% · 3.875%
HK$183,176
−HK$5,614/mo
Today · 4.125%
HK$188,790
baseline
▲ 0.50% · 4.625%
HK$200,277
+HK$11,487/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$377,580/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,633
−HK$10,678/mo
▼ 0.25% · 3.875%
HK$202,934
−HK$5,377/mo
Today · 4.125%
HK$208,311
baseline
▲ 0.50% · 4.625%
HK$219,291
+HK$10,980/mo
Deposit HK$4.33M · loan HK$38.95M · min. income ≈ HK$416,622/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,489 · Scale 2, in force from 26 Feb 2026)