LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,702
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$101,772
−HK$3,119/mo
Today · 4.125%
HK$104,891
baseline
▲ 0.50% · 4.625%
HK$111,274
+HK$6,383/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$209,782/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,805
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$112,750
−HK$2,987/mo
Today · 4.125%
HK$115,737
baseline
▲ 0.50% · 4.625%
HK$121,838
+HK$6,101/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$231,474/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,442
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$122,126
−HK$3,744/mo
Today · 4.125%
HK$125,870
baseline
▲ 0.50% · 4.625%
HK$133,528
+HK$7,658/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$251,740/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,766
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$135,300
−HK$3,585/mo
Today · 4.125%
HK$138,885
baseline
▲ 0.50% · 4.625%
HK$146,205
+HK$7,320/mo
Deposit HK$17.31M · loan HK$25.97M · min. income ≈ HK$277,770/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,839,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,183
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$142,481
−HK$4,367/mo
Today · 4.125%
HK$146,848
baseline
▲ 0.50% · 4.625%
HK$155,783
+HK$8,935/mo
Deposit HK$12.99M · loan HK$30.30M · min. income ≈ HK$293,696/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,839,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,727
−HK$8,305/mo
▼ 0.25% · 3.875%
HK$157,850
−HK$4,182/mo
Today · 4.125%
HK$162,032
baseline
▲ 0.50% · 4.625%
HK$170,573
+HK$8,541/mo
Deposit HK$12.99M · loan HK$30.30M · min. income ≈ HK$324,064/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,839,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,663
−HK$11,141/mo
▼ 0.25% · 3.875%
HK$183,190
−HK$5,614/mo
Today · 4.125%
HK$188,804
baseline
▲ 0.50% · 4.625%
HK$200,293
+HK$11,489/mo
Deposit HK$4.33M · loan HK$38.96M · min. income ≈ HK$377,608/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,649
−HK$10,678/mo
▼ 0.25% · 3.875%
HK$202,949
−HK$5,378/mo
Today · 4.125%
HK$208,327
baseline
▲ 0.50% · 4.625%
HK$219,308
+HK$10,981/mo
Deposit HK$4.33M · loan HK$38.96M · min. income ≈ HK$416,654/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,630 · Scale 2, in force from 26 Feb 2026)