LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,711
−HK$6,190/mo
▼ 0.25% · 3.875%
HK$101,781
−HK$3,120/mo
Today · 4.125%
HK$104,901
baseline
▲ 0.50% · 4.625%
HK$111,284
+HK$6,383/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$209,802/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,815
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$112,760
−HK$2,988/mo
Today · 4.125%
HK$115,748
baseline
▲ 0.50% · 4.625%
HK$121,849
+HK$6,101/mo
Deposit HK$21.64M · loan HK$21.64M · min. income ≈ HK$231,496/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$1,839,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,453
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$122,138
−HK$3,743/mo
Today · 4.125%
HK$125,881
baseline
▲ 0.50% · 4.625%
HK$133,541
+HK$7,660/mo
Deposit HK$17.32M · loan HK$25.97M · min. income ≈ HK$251,762/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,839,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,778
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$135,312
−HK$3,585/mo
Today · 4.125%
HK$138,897
baseline
▲ 0.50% · 4.625%
HK$146,219
+HK$7,322/mo
Deposit HK$17.32M · loan HK$25.97M · min. income ≈ HK$277,794/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,839,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,195
−HK$8,666/mo
▼ 0.25% · 3.875%
HK$142,494
−HK$4,367/mo
Today · 4.125%
HK$146,861
baseline
▲ 0.50% · 4.625%
HK$155,797
+HK$8,936/mo
Deposit HK$12.99M · loan HK$30.30M · min. income ≈ HK$293,722/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,839,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,741
−HK$8,306/mo
▼ 0.25% · 3.875%
HK$157,864
−HK$4,183/mo
Today · 4.125%
HK$162,047
baseline
▲ 0.50% · 4.625%
HK$170,589
+HK$8,542/mo
Deposit HK$12.99M · loan HK$30.30M · min. income ≈ HK$324,094/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,839,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,679
−HK$11,143/mo
▼ 0.25% · 3.875%
HK$183,206
−HK$5,616/mo
Today · 4.125%
HK$188,822
baseline
▲ 0.50% · 4.625%
HK$200,311
+HK$11,489/mo
Deposit HK$4.33M · loan HK$38.96M · min. income ≈ HK$377,644/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,667
−HK$10,679/mo
▼ 0.25% · 3.875%
HK$202,968
−HK$5,378/mo
Today · 4.125%
HK$208,346
baseline
▲ 0.50% · 4.625%
HK$219,328
+HK$10,982/mo
Deposit HK$4.33M · loan HK$38.96M · min. income ≈ HK$416,692/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,839,798 · Scale 2, in force from 26 Feb 2026)