LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,734
−HK$6,192/mo
▼ 0.25% · 3.875%
HK$101,805
−HK$3,121/mo
Today · 4.125%
HK$104,926
baseline
▲ 0.50% · 4.625%
HK$111,310
+HK$6,384/mo
Deposit HK$21.65M · loan HK$21.65M · min. income ≈ HK$209,852/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$1,840,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,841
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$112,786
−HK$2,989/mo
Today · 4.125%
HK$115,775
baseline
▲ 0.50% · 4.625%
HK$121,878
+HK$6,103/mo
Deposit HK$21.65M · loan HK$21.65M · min. income ≈ HK$231,550/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$1,840,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,481
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,166
−HK$3,745/mo
Today · 4.125%
HK$125,911
baseline
▲ 0.50% · 4.625%
HK$133,572
+HK$7,661/mo
Deposit HK$17.32M · loan HK$25.98M · min. income ≈ HK$251,822/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,840,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,809
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$135,344
−HK$3,586/mo
Today · 4.125%
HK$138,930
baseline
▲ 0.50% · 4.625%
HK$146,253
+HK$7,323/mo
Deposit HK$17.32M · loan HK$25.98M · min. income ≈ HK$277,860/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,840,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,228
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$142,527
−HK$4,369/mo
Today · 4.125%
HK$146,896
baseline
▲ 0.50% · 4.625%
HK$155,834
+HK$8,938/mo
Deposit HK$12.99M · loan HK$30.31M · min. income ≈ HK$293,792/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,840,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,777
−HK$8,308/mo
▼ 0.25% · 3.875%
HK$157,901
−HK$4,184/mo
Today · 4.125%
HK$162,085
baseline
▲ 0.50% · 4.625%
HK$170,629
+HK$8,544/mo
Deposit HK$12.99M · loan HK$30.31M · min. income ≈ HK$324,170/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,840,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,721
−HK$11,145/mo
▼ 0.25% · 3.875%
HK$183,249
−HK$5,617/mo
Today · 4.125%
HK$188,866
baseline
▲ 0.50% · 4.625%
HK$200,358
+HK$11,492/mo
Deposit HK$4.33M · loan HK$38.97M · min. income ≈ HK$377,732/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,840,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,713
−HK$10,682/mo
▼ 0.25% · 3.875%
HK$203,016
−HK$5,379/mo
Today · 4.125%
HK$208,395
baseline
▲ 0.50% · 4.625%
HK$219,380
+HK$10,985/mo
Deposit HK$4.33M · loan HK$38.97M · min. income ≈ HK$416,790/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,840,231 · Scale 2, in force from 26 Feb 2026)