LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,735
−HK$6,192/mo
▼ 0.25% · 3.875%
HK$101,807
−HK$3,120/mo
Today · 4.125%
HK$104,927
baseline
▲ 0.50% · 4.625%
HK$111,311
+HK$6,384/mo
Deposit HK$21.65M · loan HK$21.65M · min. income ≈ HK$209,854/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$1,840,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,842
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$112,788
−HK$2,988/mo
Today · 4.125%
HK$115,776
baseline
▲ 0.50% · 4.625%
HK$121,879
+HK$6,103/mo
Deposit HK$21.65M · loan HK$21.65M · min. income ≈ HK$231,552/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$1,840,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,482
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,168
−HK$3,744/mo
Today · 4.125%
HK$125,912
baseline
▲ 0.50% · 4.625%
HK$133,574
+HK$7,662/mo
Deposit HK$17.32M · loan HK$25.98M · min. income ≈ HK$251,824/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,840,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,810
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$135,346
−HK$3,586/mo
Today · 4.125%
HK$138,932
baseline
▲ 0.50% · 4.625%
HK$146,255
+HK$7,323/mo
Deposit HK$17.32M · loan HK$25.98M · min. income ≈ HK$277,864/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,840,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,229
−HK$8,669/mo
▼ 0.25% · 3.875%
HK$142,529
−HK$4,369/mo
Today · 4.125%
HK$146,898
baseline
▲ 0.50% · 4.625%
HK$155,836
+HK$8,938/mo
Deposit HK$12.99M · loan HK$30.31M · min. income ≈ HK$293,796/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,840,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,779
−HK$8,308/mo
▼ 0.25% · 3.875%
HK$157,903
−HK$4,184/mo
Today · 4.125%
HK$162,087
baseline
▲ 0.50% · 4.625%
HK$170,631
+HK$8,544/mo
Deposit HK$12.99M · loan HK$30.31M · min. income ≈ HK$324,174/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,840,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,724
−HK$11,144/mo
▼ 0.25% · 3.875%
HK$183,252
−HK$5,616/mo
Today · 4.125%
HK$188,868
baseline
▲ 0.50% · 4.625%
HK$200,361
+HK$11,493/mo
Deposit HK$4.33M · loan HK$38.97M · min. income ≈ HK$377,736/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,840,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,716
−HK$10,682/mo
▼ 0.25% · 3.875%
HK$203,018
−HK$5,380/mo
Today · 4.125%
HK$208,398
baseline
▲ 0.50% · 4.625%
HK$219,383
+HK$10,985/mo
Deposit HK$4.33M · loan HK$38.97M · min. income ≈ HK$416,796/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,840,254 · Scale 2, in force from 26 Feb 2026)