LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,874
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,181
−HK$313/mo
Today · 4.125%
HK$10,494
baseline
▲ 0.50% · 4.625%
HK$11,132
+HK$638/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$20,988/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$64,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,985
−HK$594/mo
▼ 0.25% · 3.875%
HK$11,280
−HK$299/mo
Today · 4.125%
HK$11,579
baseline
▲ 0.50% · 4.625%
HK$12,189
+HK$610/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,158/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$64,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,849
−HK$743/mo
▼ 0.25% · 3.875%
HK$12,218
−HK$374/mo
Today · 4.125%
HK$12,592
baseline
▲ 0.50% · 4.625%
HK$13,358
+HK$766/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$25,184/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$64,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,182
−HK$712/mo
▼ 0.25% · 3.875%
HK$13,536
−HK$358/mo
Today · 4.125%
HK$13,894
baseline
▲ 0.50% · 4.625%
HK$14,627
+HK$733/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$27,788/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$64,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,824
−HK$867/mo
▼ 0.25% · 3.875%
HK$14,254
−HK$437/mo
Today · 4.125%
HK$14,691
baseline
▲ 0.50% · 4.625%
HK$15,585
+HK$894/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$29,382/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,379
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,792
−HK$418/mo
Today · 4.125%
HK$16,210
baseline
▲ 0.50% · 4.625%
HK$17,064
+HK$854/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$32,420/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,774
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,327
−HK$561/mo
Today · 4.125%
HK$18,888
baseline
▲ 0.50% · 4.625%
HK$20,038
+HK$1,150/mo
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$37,776/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,773
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,303
−HK$538/mo
Today · 4.125%
HK$20,841
baseline
▲ 0.50% · 4.625%
HK$21,940
+HK$1,099/mo
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$41,682/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,956 · Scale 2, in force from 26 Feb 2026)