LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,747
−HK$6,193/mo
▼ 0.25% · 3.875%
HK$101,819
−HK$3,121/mo
Today · 4.125%
HK$104,940
baseline
▲ 0.50% · 4.625%
HK$111,325
+HK$6,385/mo
Deposit HK$21.65M · loan HK$21.65M · min. income ≈ HK$209,880/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$1,840,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,855
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$112,802
−HK$2,989/mo
Today · 4.125%
HK$115,791
baseline
▲ 0.50% · 4.625%
HK$121,894
+HK$6,103/mo
Deposit HK$21.65M · loan HK$21.65M · min. income ≈ HK$231,582/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$1,840,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,497
−HK$7,431/mo
▼ 0.25% · 3.875%
HK$122,183
−HK$3,745/mo
Today · 4.125%
HK$125,928
baseline
▲ 0.50% · 4.625%
HK$133,590
+HK$7,662/mo
Deposit HK$17.32M · loan HK$25.98M · min. income ≈ HK$251,856/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,840,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,826
−HK$7,123/mo
▼ 0.25% · 3.875%
HK$135,362
−HK$3,587/mo
Today · 4.125%
HK$138,949
baseline
▲ 0.50% · 4.625%
HK$146,273
+HK$7,324/mo
Deposit HK$17.32M · loan HK$25.98M · min. income ≈ HK$277,898/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,840,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,246
−HK$8,669/mo
▼ 0.25% · 3.875%
HK$142,546
−HK$4,369/mo
Today · 4.125%
HK$146,915
baseline
▲ 0.50% · 4.625%
HK$155,855
+HK$8,940/mo
Deposit HK$12.99M · loan HK$30.31M · min. income ≈ HK$293,830/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,840,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,798
−HK$8,309/mo
▼ 0.25% · 3.875%
HK$157,922
−HK$4,185/mo
Today · 4.125%
HK$162,107
baseline
▲ 0.50% · 4.625%
HK$170,652
+HK$8,545/mo
Deposit HK$12.99M · loan HK$30.31M · min. income ≈ HK$324,214/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,840,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,745
−HK$11,146/mo
▼ 0.25% · 3.875%
HK$183,274
−HK$5,617/mo
Today · 4.125%
HK$188,891
baseline
▲ 0.50% · 4.625%
HK$200,385
+HK$11,494/mo
Deposit HK$4.33M · loan HK$38.97M · min. income ≈ HK$377,782/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,840,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,740
−HK$10,683/mo
▼ 0.25% · 3.875%
HK$203,043
−HK$5,380/mo
Today · 4.125%
HK$208,423
baseline
▲ 0.50% · 4.625%
HK$219,409
+HK$10,986/mo
Deposit HK$4.33M · loan HK$38.97M · min. income ≈ HK$416,846/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,840,477 · Scale 2, in force from 26 Feb 2026)