LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,876
−HK$619/mo
▼ 0.25% · 3.875%
HK$10,183
−HK$312/mo
Today · 4.125%
HK$10,495
baseline
▲ 0.50% · 4.625%
HK$11,134
+HK$639/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$20,990/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$64,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,987
−HK$593/mo
▼ 0.25% · 3.875%
HK$11,281
−HK$299/mo
Today · 4.125%
HK$11,580
baseline
▲ 0.50% · 4.625%
HK$12,191
+HK$611/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,160/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$64,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,851
−HK$743/mo
▼ 0.25% · 3.875%
HK$12,220
−HK$374/mo
Today · 4.125%
HK$12,594
baseline
▲ 0.50% · 4.625%
HK$13,361
+HK$767/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$25,188/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$64,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,184
−HK$712/mo
▼ 0.25% · 3.875%
HK$13,538
−HK$358/mo
Today · 4.125%
HK$13,896
baseline
▲ 0.50% · 4.625%
HK$14,629
+HK$733/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$27,792/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$64,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,826
−HK$867/mo
▼ 0.25% · 3.875%
HK$14,256
−HK$437/mo
Today · 4.125%
HK$14,693
baseline
▲ 0.50% · 4.625%
HK$15,587
+HK$894/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$29,386/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,382
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,794
−HK$419/mo
Today · 4.125%
HK$16,213
baseline
▲ 0.50% · 4.625%
HK$17,067
+HK$854/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$32,426/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,777
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,329
−HK$562/mo
Today · 4.125%
HK$18,891
baseline
▲ 0.50% · 4.625%
HK$20,041
+HK$1,150/mo
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$37,782/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,776
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,307
−HK$538/mo
Today · 4.125%
HK$20,845
baseline
▲ 0.50% · 4.625%
HK$21,943
+HK$1,098/mo
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$41,690/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,966 · Scale 2, in force from 26 Feb 2026)