LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,771
−HK$6,194/mo
▼ 0.25% · 3.875%
HK$101,844
−HK$3,121/mo
Today · 4.125%
HK$104,965
baseline
▲ 0.50% · 4.625%
HK$111,352
+HK$6,387/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$209,930/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,840,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,882
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$112,829
−HK$2,990/mo
Today · 4.125%
HK$115,819
baseline
▲ 0.50% · 4.625%
HK$121,924
+HK$6,105/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$231,638/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,840,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,526
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$122,212
−HK$3,746/mo
Today · 4.125%
HK$125,958
baseline
▲ 0.50% · 4.625%
HK$133,623
+HK$7,665/mo
Deposit HK$17.33M · loan HK$25.99M · min. income ≈ HK$251,916/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,840,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,859
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$135,395
−HK$3,588/mo
Today · 4.125%
HK$138,983
baseline
▲ 0.50% · 4.625%
HK$146,308
+HK$7,325/mo
Deposit HK$17.33M · loan HK$25.99M · min. income ≈ HK$277,966/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,840,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,280
−HK$8,671/mo
▼ 0.25% · 3.875%
HK$142,581
−HK$4,370/mo
Today · 4.125%
HK$146,951
baseline
▲ 0.50% · 4.625%
HK$155,893
+HK$8,942/mo
Deposit HK$12.99M · loan HK$30.32M · min. income ≈ HK$293,902/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,840,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,835
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$157,961
−HK$4,185/mo
Today · 4.125%
HK$162,146
baseline
▲ 0.50% · 4.625%
HK$170,693
+HK$8,547/mo
Deposit HK$12.99M · loan HK$30.32M · min. income ≈ HK$324,292/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,840,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,788
−HK$11,149/mo
▼ 0.25% · 3.875%
HK$183,319
−HK$5,618/mo
Today · 4.125%
HK$188,937
baseline
▲ 0.50% · 4.625%
HK$200,434
+HK$11,497/mo
Deposit HK$4.33M · loan HK$38.98M · min. income ≈ HK$377,874/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,840,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,788
−HK$10,686/mo
▼ 0.25% · 3.875%
HK$203,092
−HK$5,382/mo
Today · 4.125%
HK$208,474
baseline
▲ 0.50% · 4.625%
HK$219,463
+HK$10,989/mo
Deposit HK$4.33M · loan HK$38.98M · min. income ≈ HK$416,948/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,840,926 · Scale 2, in force from 26 Feb 2026)