LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,773
−HK$6,194/mo
▼ 0.25% · 3.875%
HK$101,846
−HK$3,121/mo
Today · 4.125%
HK$104,967
baseline
▲ 0.50% · 4.625%
HK$111,354
+HK$6,387/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$209,934/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,840,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,884
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$112,831
−HK$2,990/mo
Today · 4.125%
HK$115,821
baseline
▲ 0.50% · 4.625%
HK$121,926
+HK$6,105/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$231,642/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,840,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,528
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$122,215
−HK$3,746/mo
Today · 4.125%
HK$125,961
baseline
▲ 0.50% · 4.625%
HK$133,625
+HK$7,664/mo
Deposit HK$17.33M · loan HK$25.99M · min. income ≈ HK$251,922/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,840,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,861
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$135,398
−HK$3,587/mo
Today · 4.125%
HK$138,985
baseline
▲ 0.50% · 4.625%
HK$146,311
+HK$7,326/mo
Deposit HK$17.33M · loan HK$25.99M · min. income ≈ HK$277,970/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,840,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,283
−HK$8,671/mo
▼ 0.25% · 3.875%
HK$142,584
−HK$4,370/mo
Today · 4.125%
HK$146,954
baseline
▲ 0.50% · 4.625%
HK$155,896
+HK$8,942/mo
Deposit HK$13.00M · loan HK$30.32M · min. income ≈ HK$293,908/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,840,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,838
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$157,964
−HK$4,185/mo
Today · 4.125%
HK$162,149
baseline
▲ 0.50% · 4.625%
HK$170,697
+HK$8,548/mo
Deposit HK$13.00M · loan HK$30.32M · min. income ≈ HK$324,298/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,840,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,792
−HK$11,149/mo
▼ 0.25% · 3.875%
HK$183,322
−HK$5,619/mo
Today · 4.125%
HK$188,941
baseline
▲ 0.50% · 4.625%
HK$200,438
+HK$11,497/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$377,882/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,840,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,792
−HK$10,686/mo
▼ 0.25% · 3.875%
HK$203,096
−HK$5,382/mo
Today · 4.125%
HK$208,478
baseline
▲ 0.50% · 4.625%
HK$219,467
+HK$10,989/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$416,956/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,840,963 · Scale 2, in force from 26 Feb 2026)