LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,779
−HK$6,195/mo
▼ 0.25% · 3.875%
HK$101,852
−HK$3,122/mo
Today · 4.125%
HK$104,974
baseline
▲ 0.50% · 4.625%
HK$111,361
+HK$6,387/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$209,948/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,841,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,891
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$112,838
−HK$2,990/mo
Today · 4.125%
HK$115,828
baseline
▲ 0.50% · 4.625%
HK$121,933
+HK$6,105/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$231,656/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,841,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,535
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$122,222
−HK$3,746/mo
Today · 4.125%
HK$125,968
baseline
▲ 0.50% · 4.625%
HK$133,633
+HK$7,665/mo
Deposit HK$17.33M · loan HK$25.99M · min. income ≈ HK$251,936/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,869
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$135,406
−HK$3,588/mo
Today · 4.125%
HK$138,994
baseline
▲ 0.50% · 4.625%
HK$146,320
+HK$7,326/mo
Deposit HK$17.33M · loan HK$25.99M · min. income ≈ HK$277,988/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,291
−HK$8,672/mo
▼ 0.25% · 3.875%
HK$142,593
−HK$4,370/mo
Today · 4.125%
HK$146,963
baseline
▲ 0.50% · 4.625%
HK$155,905
+HK$8,942/mo
Deposit HK$13.00M · loan HK$30.32M · min. income ≈ HK$293,926/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,847
−HK$8,312/mo
▼ 0.25% · 3.875%
HK$157,973
−HK$4,186/mo
Today · 4.125%
HK$162,159
baseline
▲ 0.50% · 4.625%
HK$170,707
+HK$8,548/mo
Deposit HK$13.00M · loan HK$30.32M · min. income ≈ HK$324,318/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,803
−HK$11,149/mo
▼ 0.25% · 3.875%
HK$183,333
−HK$5,619/mo
Today · 4.125%
HK$188,952
baseline
▲ 0.50% · 4.625%
HK$200,450
+HK$11,498/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$377,904/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,804
−HK$10,686/mo
▼ 0.25% · 3.875%
HK$203,109
−HK$5,381/mo
Today · 4.125%
HK$208,490
baseline
▲ 0.50% · 4.625%
HK$219,480
+HK$10,990/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$416,980/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,073 · Scale 2, in force from 26 Feb 2026)