LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,791
−HK$6,195/mo
▼ 0.25% · 3.875%
HK$101,864
−HK$3,122/mo
Today · 4.125%
HK$104,986
baseline
▲ 0.50% · 4.625%
HK$111,375
+HK$6,389/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$209,972/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,841,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,904
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$112,852
−HK$2,990/mo
Today · 4.125%
HK$115,842
baseline
▲ 0.50% · 4.625%
HK$121,948
+HK$6,106/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$231,684/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,841,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,550
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$122,237
−HK$3,747/mo
Today · 4.125%
HK$125,984
baseline
▲ 0.50% · 4.625%
HK$133,649
+HK$7,665/mo
Deposit HK$17.33M · loan HK$25.99M · min. income ≈ HK$251,968/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,885
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,422
−HK$3,589/mo
Today · 4.125%
HK$139,011
baseline
▲ 0.50% · 4.625%
HK$146,338
+HK$7,327/mo
Deposit HK$17.33M · loan HK$25.99M · min. income ≈ HK$278,022/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,308
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$142,610
−HK$4,371/mo
Today · 4.125%
HK$146,981
baseline
▲ 0.50% · 4.625%
HK$155,924
+HK$8,943/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$293,962/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,866
−HK$8,313/mo
▼ 0.25% · 3.875%
HK$157,993
−HK$4,186/mo
Today · 4.125%
HK$162,179
baseline
▲ 0.50% · 4.625%
HK$170,728
+HK$8,549/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$324,358/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,824
−HK$11,151/mo
▼ 0.25% · 3.875%
HK$183,356
−HK$5,619/mo
Today · 4.125%
HK$188,975
baseline
▲ 0.50% · 4.625%
HK$200,474
+HK$11,499/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$377,950/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,828
−HK$10,688/mo
▼ 0.25% · 3.875%
HK$203,133
−HK$5,383/mo
Today · 4.125%
HK$208,516
baseline
▲ 0.50% · 4.625%
HK$219,507
+HK$10,991/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$417,032/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,297 · Scale 2, in force from 26 Feb 2026)