LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,793
−HK$6,196/mo
▼ 0.25% · 3.875%
HK$101,866
−HK$3,123/mo
Today · 4.125%
HK$104,989
baseline
▲ 0.50% · 4.625%
HK$111,377
+HK$6,388/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$209,978/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,841,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,907
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$112,854
−HK$2,991/mo
Today · 4.125%
HK$115,845
baseline
▲ 0.50% · 4.625%
HK$121,951
+HK$6,106/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$231,690/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,841,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,552
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$122,240
−HK$3,746/mo
Today · 4.125%
HK$125,986
baseline
▲ 0.50% · 4.625%
HK$133,652
+HK$7,666/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$251,972/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,888
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,425
−HK$3,589/mo
Today · 4.125%
HK$139,014
baseline
▲ 0.50% · 4.625%
HK$146,341
+HK$7,327/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$278,028/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,311
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$142,613
−HK$4,371/mo
Today · 4.125%
HK$146,984
baseline
▲ 0.50% · 4.625%
HK$155,928
+HK$8,944/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$293,968/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,869
−HK$8,314/mo
▼ 0.25% · 3.875%
HK$157,996
−HK$4,187/mo
Today · 4.125%
HK$162,183
baseline
▲ 0.50% · 4.625%
HK$170,731
+HK$8,548/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$324,366/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,828
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$183,360
−HK$5,620/mo
Today · 4.125%
HK$188,980
baseline
▲ 0.50% · 4.625%
HK$200,479
+HK$11,499/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$377,960/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,832
−HK$10,688/mo
▼ 0.25% · 3.875%
HK$203,138
−HK$5,382/mo
Today · 4.125%
HK$208,520
baseline
▲ 0.50% · 4.625%
HK$219,512
+HK$10,992/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$417,040/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,338 · Scale 2, in force from 26 Feb 2026)