LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,794
−HK$6,196/mo
▼ 0.25% · 3.875%
HK$101,868
−HK$3,122/mo
Today · 4.125%
HK$104,990
baseline
▲ 0.50% · 4.625%
HK$111,378
+HK$6,388/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$209,980/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,841,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,908
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$112,856
−HK$2,990/mo
Today · 4.125%
HK$115,846
baseline
▲ 0.50% · 4.625%
HK$121,952
+HK$6,106/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$231,692/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,841,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,553
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,241
−HK$3,747/mo
Today · 4.125%
HK$125,988
baseline
▲ 0.50% · 4.625%
HK$133,654
+HK$7,666/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$251,976/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,889
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,427
−HK$3,588/mo
Today · 4.125%
HK$139,015
baseline
▲ 0.50% · 4.625%
HK$146,343
+HK$7,328/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$278,030/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,312
−HK$8,674/mo
▼ 0.25% · 3.875%
HK$142,615
−HK$4,371/mo
Today · 4.125%
HK$146,986
baseline
▲ 0.50% · 4.625%
HK$155,929
+HK$8,943/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$293,972/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,871
−HK$8,313/mo
▼ 0.25% · 3.875%
HK$157,998
−HK$4,186/mo
Today · 4.125%
HK$162,184
baseline
▲ 0.50% · 4.625%
HK$170,733
+HK$8,549/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$324,368/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,830
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$183,362
−HK$5,620/mo
Today · 4.125%
HK$188,982
baseline
▲ 0.50% · 4.625%
HK$200,481
+HK$11,499/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$377,964/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,834
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$203,140
−HK$5,383/mo
Today · 4.125%
HK$208,523
baseline
▲ 0.50% · 4.625%
HK$219,514
+HK$10,991/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$417,046/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,357 · Scale 2, in force from 26 Feb 2026)