LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,796
−HK$6,195/mo
▼ 0.25% · 3.875%
HK$101,869
−HK$3,122/mo
Today · 4.125%
HK$104,991
baseline
▲ 0.50% · 4.625%
HK$111,380
+HK$6,389/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$209,982/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,841,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,910
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$112,857
−HK$2,991/mo
Today · 4.125%
HK$115,848
baseline
▲ 0.50% · 4.625%
HK$121,954
+HK$6,106/mo
Deposit HK$21.66M · loan HK$21.66M · min. income ≈ HK$231,696/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$1,841,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,555
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,243
−HK$3,747/mo
Today · 4.125%
HK$125,990
baseline
▲ 0.50% · 4.625%
HK$133,656
+HK$7,666/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$251,980/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,891
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,429
−HK$3,588/mo
Today · 4.125%
HK$139,017
baseline
▲ 0.50% · 4.625%
HK$146,345
+HK$7,328/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$278,034/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,314
−HK$8,674/mo
▼ 0.25% · 3.875%
HK$142,617
−HK$4,371/mo
Today · 4.125%
HK$146,988
baseline
▲ 0.50% · 4.625%
HK$155,932
+HK$8,944/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$293,976/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,873
−HK$8,314/mo
▼ 0.25% · 3.875%
HK$158,000
−HK$4,187/mo
Today · 4.125%
HK$162,187
baseline
▲ 0.50% · 4.625%
HK$170,736
+HK$8,549/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$324,374/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,833
−HK$11,151/mo
▼ 0.25% · 3.875%
HK$183,364
−HK$5,620/mo
Today · 4.125%
HK$188,984
baseline
▲ 0.50% · 4.625%
HK$200,484
+HK$11,500/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$377,968/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,837
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$203,143
−HK$5,383/mo
Today · 4.125%
HK$208,526
baseline
▲ 0.50% · 4.625%
HK$219,517
+HK$10,991/mo
Deposit HK$4.33M · loan HK$38.99M · min. income ≈ HK$417,052/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,385 · Scale 2, in force from 26 Feb 2026)