LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,804
−HK$6,196/mo
▼ 0.25% · 3.875%
HK$101,877
−HK$3,123/mo
Today · 4.125%
HK$105,000
baseline
▲ 0.50% · 4.625%
HK$111,389
+HK$6,389/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$210,000/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$1,841,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,918
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$112,866
−HK$2,991/mo
Today · 4.125%
HK$115,857
baseline
▲ 0.50% · 4.625%
HK$121,964
+HK$6,107/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$231,714/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$1,841,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,565
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,253
−HK$3,747/mo
Today · 4.125%
HK$126,000
baseline
▲ 0.50% · 4.625%
HK$133,667
+HK$7,667/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$252,000/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,902
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,440
−HK$3,588/mo
Today · 4.125%
HK$139,028
baseline
▲ 0.50% · 4.625%
HK$146,357
+HK$7,329/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$278,056/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,326
−HK$8,674/mo
▼ 0.25% · 3.875%
HK$142,628
−HK$4,372/mo
Today · 4.125%
HK$147,000
baseline
▲ 0.50% · 4.625%
HK$155,944
+HK$8,944/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$294,000/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,886
−HK$8,314/mo
▼ 0.25% · 3.875%
HK$158,013
−HK$4,187/mo
Today · 4.125%
HK$162,200
baseline
▲ 0.50% · 4.625%
HK$170,749
+HK$8,549/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$324,400/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,847
−HK$11,153/mo
▼ 0.25% · 3.875%
HK$183,379
−HK$5,621/mo
Today · 4.125%
HK$189,000
baseline
▲ 0.50% · 4.625%
HK$200,500
+HK$11,500/mo
Deposit HK$4.33M · loan HK$39.00M · min. income ≈ HK$378,000/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,853
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$203,159
−HK$5,383/mo
Today · 4.125%
HK$208,542
baseline
▲ 0.50% · 4.625%
HK$219,535
+HK$10,993/mo
Deposit HK$4.33M · loan HK$39.00M · min. income ≈ HK$417,084/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,533 · Scale 2, in force from 26 Feb 2026)