LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,807
−HK$6,196/mo
▼ 0.25% · 3.875%
HK$101,880
−HK$3,123/mo
Today · 4.125%
HK$105,003
baseline
▲ 0.50% · 4.625%
HK$111,392
+HK$6,389/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$210,006/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$1,841,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,921
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$112,869
−HK$2,991/mo
Today · 4.125%
HK$115,860
baseline
▲ 0.50% · 4.625%
HK$121,967
+HK$6,107/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$231,720/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$1,841,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,568
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,256
−HK$3,747/mo
Today · 4.125%
HK$126,003
baseline
▲ 0.50% · 4.625%
HK$133,670
+HK$7,667/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$252,006/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,906
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,443
−HK$3,589/mo
Today · 4.125%
HK$139,032
baseline
▲ 0.50% · 4.625%
HK$146,361
+HK$7,329/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$278,064/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,329
−HK$8,675/mo
▼ 0.25% · 3.875%
HK$142,632
−HK$4,372/mo
Today · 4.125%
HK$147,004
baseline
▲ 0.50% · 4.625%
HK$155,949
+HK$8,945/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$294,008/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,890
−HK$8,314/mo
▼ 0.25% · 3.875%
HK$158,017
−HK$4,187/mo
Today · 4.125%
HK$162,204
baseline
▲ 0.50% · 4.625%
HK$170,754
+HK$8,550/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$324,408/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,852
−HK$11,153/mo
▼ 0.25% · 3.875%
HK$183,384
−HK$5,621/mo
Today · 4.125%
HK$189,005
baseline
▲ 0.50% · 4.625%
HK$200,505
+HK$11,500/mo
Deposit HK$4.33M · loan HK$39.00M · min. income ≈ HK$378,010/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,859
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$203,165
−HK$5,383/mo
Today · 4.125%
HK$208,548
baseline
▲ 0.50% · 4.625%
HK$219,541
+HK$10,993/mo
Deposit HK$4.33M · loan HK$39.00M · min. income ≈ HK$417,096/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,585 · Scale 2, in force from 26 Feb 2026)