LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,810
−HK$6,196/mo
▼ 0.25% · 3.875%
HK$101,883
−HK$3,123/mo
Today · 4.125%
HK$105,006
baseline
▲ 0.50% · 4.625%
HK$111,395
+HK$6,389/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$210,012/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$1,841,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,925
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$112,873
−HK$2,991/mo
Today · 4.125%
HK$115,864
baseline
▲ 0.50% · 4.625%
HK$121,971
+HK$6,107/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$231,728/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$1,841,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,572
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,260
−HK$3,747/mo
Today · 4.125%
HK$126,007
baseline
▲ 0.50% · 4.625%
HK$133,674
+HK$7,667/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$252,014/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,910
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,447
−HK$3,589/mo
Today · 4.125%
HK$139,036
baseline
▲ 0.50% · 4.625%
HK$146,365
+HK$7,329/mo
Deposit HK$17.33M · loan HK$26.00M · min. income ≈ HK$278,072/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,841,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,333
−HK$8,675/mo
▼ 0.25% · 3.875%
HK$142,636
−HK$4,372/mo
Today · 4.125%
HK$147,008
baseline
▲ 0.50% · 4.625%
HK$155,953
+HK$8,945/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$294,016/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,895
−HK$8,314/mo
▼ 0.25% · 3.875%
HK$158,022
−HK$4,187/mo
Today · 4.125%
HK$162,209
baseline
▲ 0.50% · 4.625%
HK$170,759
+HK$8,550/mo
Deposit HK$13.00M · loan HK$30.33M · min. income ≈ HK$324,418/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,841,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,857
−HK$11,154/mo
▼ 0.25% · 3.875%
HK$183,390
−HK$5,621/mo
Today · 4.125%
HK$189,011
baseline
▲ 0.50% · 4.625%
HK$200,511
+HK$11,500/mo
Deposit HK$4.33M · loan HK$39.00M · min. income ≈ HK$378,022/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,864
−HK$10,690/mo
▼ 0.25% · 3.875%
HK$203,171
−HK$5,383/mo
Today · 4.125%
HK$208,554
baseline
▲ 0.50% · 4.625%
HK$219,548
+HK$10,994/mo
Deposit HK$4.33M · loan HK$39.00M · min. income ≈ HK$417,108/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$1,841,639 · Scale 2, in force from 26 Feb 2026)