LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,882
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,189
−HK$313/mo
Today · 4.125%
HK$10,502
baseline
▲ 0.50% · 4.625%
HK$11,141
+HK$639/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,004/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,994
−HK$593/mo
▼ 0.25% · 3.875%
HK$11,288
−HK$299/mo
Today · 4.125%
HK$11,587
baseline
▲ 0.50% · 4.625%
HK$12,198
+HK$611/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,174/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,858
−HK$744/mo
▼ 0.25% · 3.875%
HK$12,227
−HK$375/mo
Today · 4.125%
HK$12,602
baseline
▲ 0.50% · 4.625%
HK$13,369
+HK$767/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$25,204/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,192
−HK$713/mo
▼ 0.25% · 3.875%
HK$13,546
−HK$359/mo
Today · 4.125%
HK$13,905
baseline
▲ 0.50% · 4.625%
HK$14,638
+HK$733/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$27,810/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,835
−HK$867/mo
▼ 0.25% · 3.875%
HK$14,265
−HK$437/mo
Today · 4.125%
HK$14,702
baseline
▲ 0.50% · 4.625%
HK$15,597
+HK$895/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$29,404/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,391
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,804
−HK$418/mo
Today · 4.125%
HK$16,222
baseline
▲ 0.50% · 4.625%
HK$17,078
+HK$856/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$32,444/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,787
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,341
−HK$562/mo
Today · 4.125%
HK$18,903
baseline
▲ 0.50% · 4.625%
HK$20,053
+HK$1,150/mo
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$37,806/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$65,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,788
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,319
−HK$538/mo
Today · 4.125%
HK$20,857
baseline
▲ 0.50% · 4.625%
HK$21,957
+HK$1,100/mo
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$41,714/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$65,006 · Scale 2, in force from 26 Feb 2026)