LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,832
−HK$6,197/mo
▼ 0.25% · 3.875%
HK$101,906
−HK$3,123/mo
Today · 4.125%
HK$105,029
baseline
▲ 0.50% · 4.625%
HK$111,420
+HK$6,391/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$210,058/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$1,842,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,949
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$112,898
−HK$2,991/mo
Today · 4.125%
HK$115,889
baseline
▲ 0.50% · 4.625%
HK$121,998
+HK$6,109/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$231,778/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$1,842,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,598
−HK$7,437/mo
▼ 0.25% · 3.875%
HK$122,287
−HK$3,748/mo
Today · 4.125%
HK$126,035
baseline
▲ 0.50% · 4.625%
HK$133,704
+HK$7,669/mo
Deposit HK$17.34M · loan HK$26.01M · min. income ≈ HK$252,070/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,842,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,939
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$135,478
−HK$3,589/mo
Today · 4.125%
HK$139,067
baseline
▲ 0.50% · 4.625%
HK$146,398
+HK$7,331/mo
Deposit HK$17.34M · loan HK$26.01M · min. income ≈ HK$278,134/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,842,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,364
−HK$8,677/mo
▼ 0.25% · 3.875%
HK$142,668
−HK$4,373/mo
Today · 4.125%
HK$147,041
baseline
▲ 0.50% · 4.625%
HK$155,988
+HK$8,947/mo
Deposit HK$13.00M · loan HK$30.34M · min. income ≈ HK$294,082/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,842,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,929
−HK$8,316/mo
▼ 0.25% · 3.875%
HK$158,057
−HK$4,188/mo
Today · 4.125%
HK$162,245
baseline
▲ 0.50% · 4.625%
HK$170,797
+HK$8,552/mo
Deposit HK$13.00M · loan HK$30.34M · min. income ≈ HK$324,490/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,842,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,897
−HK$11,156/mo
▼ 0.25% · 3.875%
HK$183,431
−HK$5,622/mo
Today · 4.125%
HK$189,053
baseline
▲ 0.50% · 4.625%
HK$200,556
+HK$11,503/mo
Deposit HK$4.33M · loan HK$39.01M · min. income ≈ HK$378,106/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,909
−HK$10,692/mo
▼ 0.25% · 3.875%
HK$203,216
−HK$5,385/mo
Today · 4.125%
HK$208,601
baseline
▲ 0.50% · 4.625%
HK$219,597
+HK$10,996/mo
Deposit HK$4.33M · loan HK$39.01M · min. income ≈ HK$417,202/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,049 · Scale 2, in force from 26 Feb 2026)