LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,847
−HK$6,198/mo
▼ 0.25% · 3.875%
HK$101,921
−HK$3,124/mo
Today · 4.125%
HK$105,045
baseline
▲ 0.50% · 4.625%
HK$111,437
+HK$6,392/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$210,090/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$1,842,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,966
−HK$5,941/mo
▼ 0.25% · 3.875%
HK$112,915
−HK$2,992/mo
Today · 4.125%
HK$115,907
baseline
▲ 0.50% · 4.625%
HK$122,017
+HK$6,110/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$231,814/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$1,842,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,616
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$122,306
−HK$3,748/mo
Today · 4.125%
HK$126,054
baseline
▲ 0.50% · 4.625%
HK$133,724
+HK$7,670/mo
Deposit HK$17.34M · loan HK$26.01M · min. income ≈ HK$252,108/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,842,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,959
−HK$7,129/mo
▼ 0.25% · 3.875%
HK$135,498
−HK$3,590/mo
Today · 4.125%
HK$139,088
baseline
▲ 0.50% · 4.625%
HK$146,420
+HK$7,332/mo
Deposit HK$17.34M · loan HK$26.01M · min. income ≈ HK$278,176/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,842,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,385
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$142,690
−HK$4,373/mo
Today · 4.125%
HK$147,063
baseline
▲ 0.50% · 4.625%
HK$156,012
+HK$8,949/mo
Deposit HK$13.00M · loan HK$30.34M · min. income ≈ HK$294,126/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,842,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,952
−HK$8,318/mo
▼ 0.25% · 3.875%
HK$158,081
−HK$4,189/mo
Today · 4.125%
HK$162,270
baseline
▲ 0.50% · 4.625%
HK$170,823
+HK$8,553/mo
Deposit HK$13.00M · loan HK$30.34M · min. income ≈ HK$324,540/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,842,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,924
−HK$11,157/mo
▼ 0.25% · 3.875%
HK$183,458
−HK$5,623/mo
Today · 4.125%
HK$189,081
baseline
▲ 0.50% · 4.625%
HK$200,587
+HK$11,506/mo
Deposit HK$4.33M · loan HK$39.01M · min. income ≈ HK$378,162/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,939
−HK$10,694/mo
▼ 0.25% · 3.875%
HK$203,247
−HK$5,386/mo
Today · 4.125%
HK$208,633
baseline
▲ 0.50% · 4.625%
HK$219,630
+HK$10,997/mo
Deposit HK$4.33M · loan HK$39.01M · min. income ≈ HK$417,266/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,329 · Scale 2, in force from 26 Feb 2026)