LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,847
−HK$6,199/mo
▼ 0.25% · 3.875%
HK$101,922
−HK$3,124/mo
Today · 4.125%
HK$105,046
baseline
▲ 0.50% · 4.625%
HK$111,437
+HK$6,391/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$210,092/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$1,842,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,966
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$112,916
−HK$2,992/mo
Today · 4.125%
HK$115,908
baseline
▲ 0.50% · 4.625%
HK$122,017
+HK$6,109/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$231,816/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$1,842,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,616
−HK$7,439/mo
▼ 0.25% · 3.875%
HK$122,306
−HK$3,749/mo
Today · 4.125%
HK$126,055
baseline
▲ 0.50% · 4.625%
HK$133,725
+HK$7,670/mo
Deposit HK$17.34M · loan HK$26.01M · min. income ≈ HK$252,110/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,842,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,960
−HK$7,129/mo
▼ 0.25% · 3.875%
HK$135,499
−HK$3,590/mo
Today · 4.125%
HK$139,089
baseline
▲ 0.50% · 4.625%
HK$146,421
+HK$7,332/mo
Deposit HK$17.34M · loan HK$26.01M · min. income ≈ HK$278,178/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,842,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,386
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$142,690
−HK$4,374/mo
Today · 4.125%
HK$147,064
baseline
▲ 0.50% · 4.625%
HK$156,012
+HK$8,948/mo
Deposit HK$13.00M · loan HK$30.34M · min. income ≈ HK$294,128/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,842,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,953
−HK$8,318/mo
▼ 0.25% · 3.875%
HK$158,082
−HK$4,189/mo
Today · 4.125%
HK$162,271
baseline
▲ 0.50% · 4.625%
HK$170,824
+HK$8,553/mo
Deposit HK$13.00M · loan HK$30.34M · min. income ≈ HK$324,542/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,842,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,925
−HK$11,157/mo
▼ 0.25% · 3.875%
HK$183,459
−HK$5,623/mo
Today · 4.125%
HK$189,082
baseline
▲ 0.50% · 4.625%
HK$200,587
+HK$11,505/mo
Deposit HK$4.33M · loan HK$39.01M · min. income ≈ HK$378,164/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,939
−HK$10,695/mo
▼ 0.25% · 3.875%
HK$203,248
−HK$5,386/mo
Today · 4.125%
HK$208,634
baseline
▲ 0.50% · 4.625%
HK$219,631
+HK$10,997/mo
Deposit HK$4.33M · loan HK$39.01M · min. income ≈ HK$417,268/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,337 · Scale 2, in force from 26 Feb 2026)