LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,849
−HK$6,198/mo
▼ 0.25% · 3.875%
HK$101,923
−HK$3,124/mo
Today · 4.125%
HK$105,047
baseline
▲ 0.50% · 4.625%
HK$111,439
+HK$6,392/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$210,094/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$1,842,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,968
−HK$5,941/mo
▼ 0.25% · 3.875%
HK$112,917
−HK$2,992/mo
Today · 4.125%
HK$115,909
baseline
▲ 0.50% · 4.625%
HK$122,019
+HK$6,110/mo
Deposit HK$21.67M · loan HK$21.67M · min. income ≈ HK$231,818/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$1,842,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,618
−HK$7,439/mo
▼ 0.25% · 3.875%
HK$122,308
−HK$3,749/mo
Today · 4.125%
HK$126,057
baseline
▲ 0.50% · 4.625%
HK$133,727
+HK$7,670/mo
Deposit HK$17.34M · loan HK$26.01M · min. income ≈ HK$252,114/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,842,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,962
−HK$7,129/mo
▼ 0.25% · 3.875%
HK$135,501
−HK$3,590/mo
Today · 4.125%
HK$139,091
baseline
▲ 0.50% · 4.625%
HK$146,423
+HK$7,332/mo
Deposit HK$17.34M · loan HK$26.01M · min. income ≈ HK$278,182/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,842,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,388
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$142,693
−HK$4,373/mo
Today · 4.125%
HK$147,066
baseline
▲ 0.50% · 4.625%
HK$156,015
+HK$8,949/mo
Deposit HK$13.00M · loan HK$30.34M · min. income ≈ HK$294,132/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,842,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,955
−HK$8,318/mo
▼ 0.25% · 3.875%
HK$158,084
−HK$4,189/mo
Today · 4.125%
HK$162,273
baseline
▲ 0.50% · 4.625%
HK$170,827
+HK$8,554/mo
Deposit HK$13.00M · loan HK$30.34M · min. income ≈ HK$324,546/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,842,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,928
−HK$11,157/mo
▼ 0.25% · 3.875%
HK$183,462
−HK$5,623/mo
Today · 4.125%
HK$189,085
baseline
▲ 0.50% · 4.625%
HK$200,591
+HK$11,506/mo
Deposit HK$4.33M · loan HK$39.01M · min. income ≈ HK$378,170/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,943
−HK$10,694/mo
▼ 0.25% · 3.875%
HK$203,251
−HK$5,386/mo
Today · 4.125%
HK$208,637
baseline
▲ 0.50% · 4.625%
HK$219,634
+HK$10,997/mo
Deposit HK$4.33M · loan HK$39.01M · min. income ≈ HK$417,274/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,367 · Scale 2, in force from 26 Feb 2026)