LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,885
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,192
−HK$313/mo
Today · 4.125%
HK$10,505
baseline
▲ 0.50% · 4.625%
HK$11,144
+HK$639/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,010/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,997
−HK$594/mo
▼ 0.25% · 3.875%
HK$11,292
−HK$299/mo
Today · 4.125%
HK$11,591
baseline
▲ 0.50% · 4.625%
HK$12,202
+HK$611/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,182/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,862
−HK$744/mo
▼ 0.25% · 3.875%
HK$12,231
−HK$375/mo
Today · 4.125%
HK$12,606
baseline
▲ 0.50% · 4.625%
HK$13,373
+HK$767/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$25,212/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,196
−HK$713/mo
▼ 0.25% · 3.875%
HK$13,550
−HK$359/mo
Today · 4.125%
HK$13,909
baseline
▲ 0.50% · 4.625%
HK$14,642
+HK$733/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$27,818/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,839
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,269
−HK$438/mo
Today · 4.125%
HK$14,707
baseline
▲ 0.50% · 4.625%
HK$15,602
+HK$895/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$29,414/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,396
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,809
−HK$418/mo
Today · 4.125%
HK$16,227
baseline
▲ 0.50% · 4.625%
HK$17,083
+HK$856/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$32,454/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,793
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,346
−HK$563/mo
Today · 4.125%
HK$18,909
baseline
▲ 0.50% · 4.625%
HK$20,059
+HK$1,150/mo
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$37,818/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,794
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,325
−HK$539/mo
Today · 4.125%
HK$20,864
baseline
▲ 0.50% · 4.625%
HK$21,964
+HK$1,100/mo
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$41,728/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,026 · Scale 2, in force from 26 Feb 2026)