LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,850
−HK$6,198/mo
▼ 0.25% · 3.875%
HK$101,924
−HK$3,124/mo
Today · 4.125%
HK$105,048
baseline
▲ 0.50% · 4.625%
HK$111,440
+HK$6,392/mo
Deposit HK$21.68M · loan HK$21.68M · min. income ≈ HK$210,096/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$1,842,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,969
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$112,919
−HK$2,992/mo
Today · 4.125%
HK$115,911
baseline
▲ 0.50% · 4.625%
HK$122,020
+HK$6,109/mo
Deposit HK$21.68M · loan HK$21.68M · min. income ≈ HK$231,822/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$1,842,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,620
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$122,309
−HK$3,749/mo
Today · 4.125%
HK$126,058
baseline
▲ 0.50% · 4.625%
HK$133,728
+HK$7,670/mo
Deposit HK$17.34M · loan HK$26.01M · min. income ≈ HK$252,116/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,842,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,963
−HK$7,130/mo
▼ 0.25% · 3.875%
HK$135,502
−HK$3,591/mo
Today · 4.125%
HK$139,093
baseline
▲ 0.50% · 4.625%
HK$146,424
+HK$7,331/mo
Deposit HK$17.34M · loan HK$26.01M · min. income ≈ HK$278,186/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,842,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,389
−HK$8,679/mo
▼ 0.25% · 3.875%
HK$142,694
−HK$4,374/mo
Today · 4.125%
HK$147,068
baseline
▲ 0.50% · 4.625%
HK$156,016
+HK$8,948/mo
Deposit HK$13.01M · loan HK$30.35M · min. income ≈ HK$294,136/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,842,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,957
−HK$8,318/mo
▼ 0.25% · 3.875%
HK$158,086
−HK$4,189/mo
Today · 4.125%
HK$162,275
baseline
▲ 0.50% · 4.625%
HK$170,828
+HK$8,553/mo
Deposit HK$13.01M · loan HK$30.35M · min. income ≈ HK$324,550/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,842,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,929
−HK$11,158/mo
▼ 0.25% · 3.875%
HK$183,464
−HK$5,623/mo
Today · 4.125%
HK$189,087
baseline
▲ 0.50% · 4.625%
HK$200,593
+HK$11,506/mo
Deposit HK$4.34M · loan HK$39.02M · min. income ≈ HK$378,174/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,945
−HK$10,694/mo
▼ 0.25% · 3.875%
HK$203,253
−HK$5,386/mo
Today · 4.125%
HK$208,639
baseline
▲ 0.50% · 4.625%
HK$219,637
+HK$10,998/mo
Deposit HK$4.34M · loan HK$39.02M · min. income ≈ HK$417,278/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,385 · Scale 2, in force from 26 Feb 2026)